The Best Financial Planners In Sydney

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The Best Financial Planners In Sydney

Need Financial Advice in Sydney?

Let us find the Best Financial Planner for your Needs and Situation.

We have listed the 10 best Sydney Financial Planners.

Breton Tong

Brenton Tong – Financial Spectrum

When it came to acquiring a lifestyle underpinned by financial security, Brenton decided to ignore what he’d grown up in Sydney hearing, “People like us can’t do things like that.”

Brenton’s own financial education started early, talking through the concepts in the Australian Financial Review with a friendly commerce teacher. Today, listening and talking through concepts is exactly what Brenton does for his clients and in the media at Financial Spectrum – an award winning financial advisory with offices across Sydney.

Consistently ranked one of Sydney’s top financial planners (Adviser Ratings), Brenton believes strongly in separating advice from commissions, instead focusing on delivering genuine value to clients.

Brenton holds a Bachelor of Commerce with a major in Accounting and Law, as well as an Advanced Diploma of Financial Planning. He is completing his Masters of Business Administration and is enrolled in the Fellow Chartered Financial Practitioner programme (FChFP). Brenton is a Senior Associate Member of FINSIA and member of the Association of Financial Advisers, Association of Independent Financial Professionals and Responsible Investment Association of Australia. In addition, Brenton is an accredited trainer for financial planners and writes part of the Continuing Professional Development syllabus for Kaplan.

Outside of the office, Brenton spends time with his ever-expanding family, working on the farm or sailing the Sydney to Hobart Yacht Race.

Office
Level 13 447 Kent Street Sydney, NSW 2000

Contact: Brenton Tong – Financial Spectrum

Cameron Hewlett

Cameron Howlett – Independent Wealth Partners

Cameron is the founding partner of Independent Wealth Partners, a financial planning practice with offices in Sydney and Melbourne which provides truly independent advice to its clients. He is a Certified Financial Planner, an accredited SMSF Specialist Advisor™ and a Registered Tax Agent with the Tax Practitioners Board of Australia, whilst he has worked on the Financial Planning Associations CFP Board Committee.

Having won numerous industry awards, he is the “2015 National Investment Adviser of the Year” awarded by the Independent Financial Adviser (IFA) Magazine, whilst also being a finalist in the 2015 SMSF Adviser of the Year. He was nominated again in 2016 as a finalist for SMSF Adviser of the Year as well as Investment Adviser of the Year, whilst again in 2017 for SMSF Adviser of the Year.

Cameron writes and is quoted regularly on Financial Planning issues in the Age, Australian Financial Review and The Australian and has been profiled in BRW Magazine.

Why are we independent?

Unfortunately, for too long the public has not been able to trust in the advice of most financial planners. Tainted by commissions and schemes designed to sell the product of their masters has meant that most advice couldn’t be relied upon. When starting our business, we wanted to be different. We wanted our business to reflect who we were. As such, our advice is 100% independent. We receive no ‘kick backs’ or ‘incentives’ from any product or investment that we recommend to you. None. Never. 0%. Ever, ever, ever. Our work is paid for by the fee you agree to before we start. This allows us to be ruthless about the effectiveness of the strategies, products and services we recommend to you. If we think something is a good idea it’s because we think it is a good idea, not because someone offered us an incentive. To learn more about who we are click here.

How we do it?

Cameron and his partners at Independent Wealth Partners work with their clients to help them understand and achieve their dreams, goals and aspirations. We do this by working together to give advice that empowers our clients to align ‘their money’ with the things that matter to them most, giving them the clarity, control and freedom to live a full life.

For some clients, this might be spending 6 months travelling the world, or maybe a dream of a quiet life in the country, or perhaps its being able to get out of the rat race and retire as soon as possible. Our specialty is to help our clients identify what they want to do, provide independent advice tailored to this and then chart a course to ensure it’s achieved.

We’re working for you. Full stop.

Testimonials
“Independent Wealth Partners and in particular Cameron Howlett have recently steered me back on track with my finances after I had received some extremely poor financial advice from my previous financial adviser, who I had been seeing for some years. I am forever grateful to Cameron for his honesty, competence and professionalism as a financial adviser, he has filled me with the confidence that I am now finally on the right path to achieving the goals I had originally set out a few years ago.” Sarah Fitzgerald

“My wife and I have been receiving advice and services from Cameron Howlett for over seven years. His experienced and practical advice and management has helped us achieve all our objectives and retire two years earlier than planned, with confidence. Cameron is a much trusted professional adviser who we highly recommend. He is fun and personable when making us think about, not just our financial objectives, but also our aspirations and dreams. He is also very patient and diligent in explaining things. We could not be happier.” – Ian Bramstedt

“Cameron and the team at Independent Wealth Partners have been fantastic to deal with. My partner and I landed there after an extensive search, looking for independent advice as well as hoping to build a long term professional relationship. Cameron has provided exactly that, giving us guidance and clarity on our direction, and importantly, helping us stay focused on our goals. Cameron is fantastic to deal with, making us feel comfortable immediately, is extremely personable and trustworthy, which is important to us in a relationship of this nature. Highly recommended!” Nicholas Twomey

Book in a call by clicking on this link or check out more about Independent Wealth Partners

Office

Independent Wealth Partners
L17, 9 Castlereagh St, Sydney NSW 2000

L3, 530 Collins St, Melbourne Vic 3000
Contact – Cameron Howlett or phone 03 83939371

Contact: Cameron Howlett – Independent Wealth Partners

Chris Smith

Chris Smith – VISIS Private Wealth

Chris Smith is one of Australia’s most awarded and respected Financial Planners. As the Founding Partner of VISIS Private Wealth, Chris has built a professional team founded on a rare commitment: truly impartial advice to help clients achieve their financial and life goals.

Chris is a Certified Financial Planner and has over 20 years’ experience in providing strategic financial advice, successfully delivering tailored, practical and smart solutions that get results. After establishing VISIS in 2001, Chris has worked to build a respected, 100% privately owned practice – with no alliances to other financial institutions. “Quite simply, I am genuinely and solely driven by client needs”.

Chris is proud to offer the best of both worlds at VISIS: the size and resources to offer market-leading services, with personal attention and close relationships with his clients. Every client has comprehensive financial expertise at their fingertips, covering investment management, personal insurance, finance/lending, superannuation, taxation advice and accounting services whilst having direct access to Chris and his team.

A hands-on and personal approach gives Chris real insight into clients’ challenges and the ability to offer solutions that work for them and make the difference. With the VISIS team, Chris helps High Net Wealth clients, self-funded retirees, executives and business owners to effectively manage, grow and protect their wealth every day. Chris has a proven track record of building long-term partnerships with leading business people, high net wealth individuals and families. “I strive to combine my deep industry knowledge with a proactive and straightforward approach so my clients can make clear, informed decisions with confidence”.

While providing a full range of wealth management advice and strategies, key areas of specialist knowledge include:

  • Family Office Management;
  • investment management;
  • self-managed super funds;
  • executive share plans;
  • taxation management; and
  • investment/wealth entities and vehicles.

Over the past decade Chris and his Firm have won the Professions’ most prestigious awards including:

  • CERTIFIED FINANCIAL PLANNER® of the Year – NATIONAL WINNER
  • Holistic Advice Firm of the Year
  • SMSF Adviser of the Year
  • Investment Adviser of the Year
  • Independent Financial Adviser – Excellence Award – NATIONAL WINNER
  • Independent Financial Adviser – Best Client Service Adviser Individual Award – NATIONAL WINNER
  • Independent Financial Adviser – Boutique Firm of the Year Award – NATIONAL WINNER

Office

Level 35, One International Towers
Barangaroo Av, Sydney, NSW, 2000

Contact: Chris Smith – VISIS Private Wealth

Joshua Cratchley

Joshua Cratchley – Plenary Wealth

Co-Founder & CFP®

Josh has been advising clients in financial services for over two decades. Previously an Accountant specialing in Self-Managed Superannuation, Josh became a financial adviser in 2010 and started Plenary Wealth in 2013.

Josh has helped clients at every stage of life, from those welcoming a new member of the family to those saying goodbye to one. Our job as advisers isn’t necessarily to be the most intelligent person in the room, at least not all of the time. Our actual value is in being the most experienced in dealing with difficult financial matters. When something complex, urgent or traumatic comes your way, having someone on your team who has been through it before is reassuring.

Josh has clients scattered around Asia, the Middle East, Europe and North America and has a network of professionals worldwide he works with to execute an array of different advice.

Josh is passionate about his clients and committed to providing value to every one of them. His extensive knowledge and experience in both Accounting and Financial Planning help Josh deliver advice of the highest order.

Testimonial

Josh is very impressive with his endless knowledge of all things financial. Josh has the ability to make complex financial mysteries seem simple, with easy to understand and detailed explanations to any topic. He quickly identifies risks, gaps, pitfalls and shortcomings with ease and has immediate short term and long term solutions to any financial challenge.

Recently in my family’s time of greatest need, due to a tragic medical issue with a family member, Josh became a shining light of common sense and overcame a variety of legal obstacles. He provided guidance, support and managed my family’s best interest through these unpleasant times. I cannot give him enough accolades or praise for his efforts on my behalf.

-Greg 60s

Qualifications:

  • Certified Financial Planner, Financial Planning Association of Australia
  • Bachelor of Business, Financial Planning, University of Technology, Sydney

Office Locations

100 Walker Street, North Sydney NSW 2060

3 Spring Street, Sydney NSW 2000

Contact: Joshua Cratchley – Plenary Wealth

Gareth Colgan

Gareth Colgan – Financial Planner at Eqeus

Although my job title says Financial Planner, my role is better described as somewhere between an asset project manager and a financial coach. Because, for me, finances are such an integral part of people’s wellbeing that it can’t all be about the numbers. Relationships always come first, not a financial plan. So, I will get a real sense of what you are trying to achieve, and what drives you, before we create your plan to financial freedom.

Where I add the most value is in amplifying success for my clients. Most have high incomes and a large asset base, and they look to me to develop their portfolios with robust strategies designed to achieve their goals, whether that be income requirements or capital growth. My recommendations aren’t clouded by offers of commissions, as I don’t take any from providers of new products. All of which builds trust.

Now, if you’re looking for a Financial Planner ‘Trusted Adviser’ is a buzzword that’s thrown around a lot in financial services. So much so that it’s lost all meaning. I think that real trust only comes with time and is proven. That’s why I’m most proud of the intergenerational wealth management side of my business, which means trust is handed down through a family year on year.

If you’re looking for a Financial Coach/Project Manager, then please get in touch.

You’ll see plenty of qualifications below. However, they are only a part of the equation. Drawing on my experience to fully understand the impact my advice will have on your situation is where the real value of my service comes in.

Qualifications

  • Certified Financial Planner
  • Accredited Estate Planning Strategist
  • ALPA – ASX Listed Product Adviser
  • Aged Care Specialist
  • Advanced Diploma of Financial Planning
  • Diploma of Financial Planning
  • Bachelor of Science

Contact: Gareth Colgan

John Hollyman

John Hollyman – Eqeus

His clients say it is his honesty, pragmatism and the fundamental desire to get things done that sets him apart from others in his field, while his peers cite trustworthiness, clear strategic thinking and a thoroughness that goes above and beyond expectations. It is these qualities that equip John for the role of Eqeus Managing Director, where he leads an innovative, yet grounded, team of financial professionals committed to offering a fresh approach to financial planning.

Developing close relationships with his clients, who include young adults accumulating wealth and those in their middle years consolidating and planning retirement, is an area that he continues to enjoy. John says that amongst his strongest skills are his ability to analyse then communicate complex matters through practical roll-out strategies, a proficiency that he intends to nurture within Eqeus’ strategic and original thinking. John understands that regardless of stage of life, his clients have aspirations and goals that often need a coach and mentor to bring to fruition.

While researching, planning and providing a tailored financial strategy are among his technical skillset, it is close listening, understanding and interpretation of needs where John excels to define personal goals and financial planning objectives aimed at helping his clients achieve their personal vision.

After graduating university, John worked as an accountant, moved on to become a paraplanner with a major financial services group, stepped up to financial planner, moved into the role of business development manager with a major property developer before settling in to his role at RK Financial Planning, which proceeded his Eqeus evolution.

His success also has a lot to do with life experiences. At 17 years of age, John’s family home was gutted during the Sydney bushfires. Everything he owned, and everything his parents had worked for, was destroyed. It was a life changing event and John says that as an introverted and quiet young man it brought a realisation that life is to be lived and material things are just that.
Importantly, he learned that planning for the unexpected and having a financial plan that is flexible and able to adapt to your changing life circumstances is essential for establishing the support necessary for financial and emotional recovery.

It was perhaps this personal experience that paved the way for John’s career in financial planning – a role which allows him to help clients to organise, understand, anticipate risk and make the most of their financial affairs for now and in the future.

Personally…

Away from the office, John’s most important job is being a father to his children Ryan, Mackenzie and Madison. While these days a couple of nagging injuries see him more on the sideline than on the field he has enjoyed his share of accolades since he began playing hockey at the age of seven. John played 1st Grade for more than 10 years and scored a couple of Best & Fairest awards including Best Player in a Grand Final and the University Blue Sporting Award from UTS. He has been a good club man too – Treasurer for a few seasons and now a coach – roles that match his innate sense of team work and mentoring.

Qualifications
Bachelor of Business (Accounting & Finance)
Certified Financial Planner®
Chartered Financial Analyst

Offices
Level 21, 133 Castlereagh Street Sydney NSW 2000

Suite 206, 16 Wurrook Circuit Caringbah NSW 2229

Contact: John Hollyman

Matt Dragovic

Matt Dragovic – LDM Private Wealth

Director – Financial Advisor

Understanding a client’s unique situation and then helping them build a pathway to wealth is the experience that Matt finds most satisfying in his role. Matt believes that building strong relationships with clients is the only way to find the right financial solutions for them.

Matt abides by the philosophy that ‘Understanding where you want to be financially in the future is just as important as the Journey to reaching that goal”. With this in mind, he takes a methodical approach to his work, ensuring that ‘no stone is left unturned’ in his pursuit of successful outcomes for clients.

One of Matt’s strongest beliefs is that poor short-term management leads to longer-term issues and delaying action creates a bigger problem. He works with his clients to ensure that issues are kept to a minimum and potential opportunities are maximised.

Matt is the founder of LDM Private Wealth having been in the finance industry since in 2002. He established LDM from his previous role with Westpac Private Bank where he won a number of national awards. 

Matt loves taking time to allow clients to truly identify what is most important for each client, essential for setting and prioritising their individual goals. This forms the foundation of our relationship for us to utilise our vast experience, skills and understanding to form an aligned plan focusing on realising these dreams. Matt values the inherent trust from clients very seriously and loves nothing more than bringing their dreams and plans to life.

Qualifications

  • Bachelor of Commerce (Finance & Economics)
  • Advanced Diploma in Financial Planning (Fin Services)
  • Certificate IV in Financial & Mortgage Broking
  • AFP Member of Financial Planning Association

Office

Level 25, Tower 3, 300 Barangaroo Ave, Barangaroo NSW 2000 

About LDM Private Wealth

LDM Private Wealth is Sydney based wealth management firm servicing both Sydney and Wollongong. The name for LDM Private Wealth is based on his three sons Logan Dante and Myles.

Matt Dragovic is a Authorised Representative (1003251) and LDM Private Wealth is a Corporate Authorised Representative (1273394) of the Crown Wealth Group Pty Ltd (AFSL 494274)

Contact: Matt Dragovic

David Hancock

David Hancock – Montara Wealth

David is a Director and Senior Financial Planner at Montara Wealth. His role is to oversee the running of the business and ensure the delivery of exceptional service and strategic based advice to clients. David is well known for developing strong long-term relationships with clients and is passionate about helping them identify and implement life changing financial strategies.

David provides monthly content through the Montara Wealth blog. Here is an example of one of their articles ‘An introductory guide to investing in the share market’.

Experience

Along with his team, David provides strategy based holistic advice to his clients, focusing on their goals and aspirations – not selling products! The unique financial modelling process Montara Wealth undertake, provides their clients the clarity and confidence to move forward with their financial decisions.

David has extensive experience providing financial advice to organisations and individuals across Australia and the UK. His expertise has seen him featured in various media publications including the Australian Financial Review, Daily Telegraph, Herald Sun and news.com.au.

Experienced in developing property strategies

David has extensive experience in assisting clients to develop their property strategy, with a high number of his clients purchasing their dream homes and/or investment properties after going through a strategic modelling process. For an example of how David has helped an existing client, click the following link to read a case study of John and Annie.

Personal interests

Outside of the businesses, David enjoys spending time with his family, keeping fit and going out for a good meal with friends. David also likes to dedicate part of his time to charity work, including driving charity initiatives with organisations such as Kookaburra Kids, Starlight Foundation and Birds of Passage.

Office
Suite 1, Level 6/309-315 George Street, Sydney, NSW 2000

Contact: David Hancock 

Claire Mackay

Claire Mackay – Quantum Financial

Her name is Claire Mackay and she is an independent financial advisor and business owner at Quantum Financial. Along with her brother Tim, she is part of the second generation advising their wonderful clients.

She developed her investing skills at Macquarie Bank and PwC. She was recognised as Financial Planner of the Year 2015 by Money Management; as Investment Advisor of the Year 2014 and was awarded Excellence in Financial Advice 2014 by Independent Financial Advisor.

She regularly asked her views on ABC TV and in the Australian Financial Review. She regularly discuss finance issues with David Koch (who described her as “A financial wiz”) while Alan Kohler wrote of her “One of his favourite financial planners, Claire Mackay of Quantum Financial in Sydney”.

She has her own website where she loves to share her views https://www.clairemackay.com.au.

She was appointed by the chair of ASIC as the only financial planner to sit on ASIC’s External Advisory Panel with David Gonski, Heather Ridout, Dr Simon Longstaff and others. In 2018, She was appointed by the Minister of Financial Services, Kelly O’Dwyer, to the inaugural Board of the Australian Financial Complaints Authority, chaired by Helen Coonan (AFCA). She is a director of the Accounting Professional and Ethical Standards Board, chaired by Nincola Roxon (APESB) She is also the only financial planner who sits on the Austrlian Tax Office’s peak superannuation representative body, the SIRN.

She is a Certified Financial Planner, Chartered Accountant, Chartered Tax Advisor, Self Managed Super Fund expert and a graduate of the Australian Institute of Compnay directors (GAICD). She holds Degrees in Commerce and Law and a Master’s Degree in Law. In 2018 She was recognised by Barron’s as one of the Top 50 advisers in Australia. She is listed on the Top 10 Financial Planners in Australia.

But all work and no play would make her a dull Financial Planner. When not managing your money, She loves adventures including climbing Machu Picchu, backpacking Africa & India; walking the Kokoda Track, and the Palm Beach to Whale Beach Big Swim.

Office
Level 3, 9 Help St Sydney Chatswood NSW 2067 NSW

Contact: Claire Mackay

Pat Casey

Pat Casey- Assure Wealth

Pat Casey is a 13-year senior executive turned Financial Planner, who has held executive management roles within Colonial First State and the Suncorp Group in their wealth management and financial planning divisions.

Pat left the big end of town to pursue a career helping other successful people build more wealth, bring structure to their finances, pay off their mortgage faster and reduce the stress that comes with worrying about money.

Pat’s unique level of experience and insight allows his clients to achieve a higher level of financial success, with the peace of mind that they have taken control of their financial future. He does this by taking clients through a 7-step process to identify, plan and implement strategies to build more wealth – ‘The Assure Way’.

Pat has a particularly deep knowledge of helping young families in their 30’s and 40’s, who’ve built successful careers or businesses, to help strengthen their financial position by protecting the wealth they have built, then removing the stress and complexity from managing their finances, and finally developing a plan to build more wealth for the future.

Pat also works closely with people in their 50’s who are approaching retirement and are worried if they’ve saved enough money to retire, they’re not sure at what age they’ll be able to afford to retire, and are generally overwhelmed with the complexity that comes with superannuation and planning for retirement.

Finally, Pat has a keen interest in helping couples who have accumulated more than $200,000 in superannuation between them, are frustrated with their current superannuation funds and are interested in starting their very own self-managed superannuation fund (SMSF).

Qualifications:

  • Bachelor of Commerce (with Merit) – University of Wollongong Graduate Diploma in Financial Planning – Securities
  • Institute of Australia Self-Managed Superannuation Funds – Kaplan Australia ASX Accredited Listed Product Adviser (ALPA) – Kaplan
  • Australia SMSF Specialist Course – University of Adelaide & Super Concepts

Office
Level 4, 20 Bond Street, Sydney

Contact: Pat Casey 

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BEST FINANCIAL PLANNER for your needs