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Let us find the Best Financial Planner for your Needs and Situation.
Thabojan Rasiah – Rasiah Private
Thabojan Rasiah is an experienced and respected financial adviser who is committed to upholding the highest standards of professionalism in the advice industry by serving his clients with an ethical, fee-based model. This mean no commissions from banks and no conflicts of interest.
He entered the financial advice profession 19 years ago, and has been recognised as one of the Top 50 Advisers in Australia by Wealth Professional in 2012 and Financial Review’s 2011 Smart Investor. He is a Platinum adviser on the Adviser Ratings site and is listed in the Top 10 Financial Planners in Melbourne. In 2017 and 2018 he was recognised as one of the 50 Most Influential Financial Advisers in Australia by Financial Standard.
He appears on 3AW and ABC talk-back radio as a finance expert, contributes columns in The Age/Sydney Morning Herald and has written a monthly finance column for the national senior’s newspaper, Fifty-Plus News. You can also find his commentary in the finance sections of The Herald Sun.
Thabojan is a Certified Financial Planner (CFP®), the pre-eminent representation of professional financial planners around the world. He continues to serve on various committees at the Financial Planning Association (FPA), with a particular passion for raising professional standards in financial advice. He is also a Fellow of the Financial Services Institute of Australasia (FINSIA).
Thabojan is also deeply committed to the raising of education standards in the industry, and holds a Bachelor of Commerce (Honours), Bachelor of Science and a Graduate Diploma of Financial Planning.
Prior to founding Rasiah Private Wealth Management in 2017, Thabojan worked with a number of boutique financial planning businesses and then Shadforth, one of the biggest financial advice practices in the country. He has vast experience with clients from all walks of life. In particular, Thabojan has developed specialist knowledge in providing advice to medical practitioners and women in transition.
L8, 419 Collins Street, Melbourne VIC 3000
Cameron Howlett – Independent Wealth Partners
Cameron is the founding partner of Independent Wealth Partners, a financial planning practice based in Melbourne which provides truly independent advice to its clients. He is a Certified Financial Planner, an accredited SMSF Specialist Advisor™ and a Registered Tax Agent with the Tax Practitioners Board of Australia, whilst he has worked on the Financial Planning Associations CFP Board Committee.
Having won numerous industry awards, he is the “2015 National Investment Adviser of the Year” awarded by the Independent Financial Adviser (IFA) Magazine, whilst also being a finalist in the 2015 SMSF Adviser of the Year. He was nominated again in 2016 as a finalist for SMSF Adviser of the Year as well as Investment Adviser of the Year, whilst again in 2017 for SMSF Adviser of the Year.
Cameron writes and is quoted regularly on Financial Planning issues in the Age, Australian Financial Review and The Australian and has been profiled in BRW Magazine.
Why are we independent?
Unfortunately, for too long the public has not been able to trust in the advice of most financial planners. Tainted by commissions and schemes designed to sell the product of their masters has meant that most advice couldn’t be relied upon. When starting our business, we wanted to be different. We wanted our business to reflect who we were. As such, our advice is 100% independent. We receive no ‘kick backs’ or ‘incentives’ from any product or investment that we recommend to you. None. Never. 0%. Ever, ever, ever. Our work is paid for by the fee you agree to before we start. This allows us to be ruthless about the effectiveness of the strategies, products and services we recommend to you. If we think something is a good idea it’s because we think it is a good idea, not because someone offered us an incentive. To learn more about who we are click here.
How we do it?
Cameron and his partners at Independent Wealth Partners work with their clients to help them understand and achieve their dreams, goals and aspirations. We do this by working together to give advice that empowers our clients to align ‘their money’ with the things that matter to them most, giving them the clarity, control and freedom to live a full life.
For some clients, this might be spending 6 months travelling the world, or maybe a dream of a quiet life in the country, or perhaps its being able to get out of the rat race and retire as soon as possible. Our specialty is to help our clients identify what they want to do, provide independent advice tailored to this and then chart a course to ensure it’s achieved.
We’re working for you. Full stop.
“Independent Wealth Partners and in particular Cameron Howlett have recently steered me back on track with my finances after I had received some extremely poor financial advice from my previous financial adviser, who I had been seeing for some years. I am forever grateful to Cameron for his honesty, competence and professionalism as a financial adviser, he has filled me with the confidence that I am now finally on the right path to achieving the goals I had originally set out a few years ago.” Sarah Fitzgerald
“My wife and I have been receiving advice and services from Cameron Howlett for over seven years. His experienced and practical advice and management has helped us achieve all our objectives and retire two years earlier than planned, with confidence. Cameron is a much trusted professional adviser who we highly recommend. He is fun and personable when making us think about, not just our financial objectives, but also our aspirations and dreams. He is also very patient and diligent in explaining things. We could not be happier.” – Ian Bramstedt
“Cameron and the team at Independent Wealth Partners have been fantastic to deal with. My partner and I landed there after an extensive search, looking for independent advice as well as hoping to build a long term professional relationship. Cameron has provided exactly that, giving us guidance and clarity on our direction, and importantly, helping us stay focused on our goals. Cameron is fantastic to deal with, making us feel comfortable immediately, is extremely personable and trustworthy, which is important to us in a relationship of this nature. Highly recommended!” Nicholas Twomey
Independent Wealth Partners
L3, 530 Collins St, Melbourne Vic 3000
Contact – Cameron Howlett or phone 03 83939371
“Chris believes financial planning is not solely about investments or strategies, but more importantly, it is about helping people make smart choices with their money so they can focus on things more important than money.”
Chris has been providing wealth management and holistic financial advice to like-minded clients since 2008. This was initially with a boutique firm called Heraud Harrison who were one of the founding firms that later merged to create the Shadforth Financial Group (SFG). Chris was fortunate enough to create a number of fantastic relationships with clients and colleagues alike, many of those still being in his life today. But in 2016 he decided to leave SFG to build a boutique practise which would be (and still is) focussed on a client centric and evidence-based approach.
Chris co-founded Chronos Private as he wanted to create a fun and vibrant environment for staff and clients alike. Sadly, for many Australians, planning for their future is something that either finds its way into the “too hard basket” or gets neglected as everybody is so time poor. Chris’ goal is to help clients find their ideal lives, whatever that may look like, whilst at the same time simplifying those things that the world loves to overcomplicate. Clearly that involves providing clients with advice but not to be forgotten is also providing clients with education – this is equally important in Chris’ view.
Chris holds a Bachelor of Commerce from Deakin University, is a Certified Financial Planner (CFP®) and member of the Financial Planning Association of Australia. CFP® is an internationally recognised mark and is currently the pre-eminent representation of professional Financial Advisors around the world. Chris is also a proud member and accredited advisor with the ‘RIAA’ or ‘Responsible Investment Association of Australasia’.
As we all know though, life isn’t just about money! Chris is a passionate fan of most sports and loves to live an active lifestyle, be that in the gym, on the golf course or the closest National Park. Chris is also lucky enough to hear so many amazing travel stories from his clients so as you’d expect, the travel bug is regularly spreading through his household (although not so much in 2020…!).Office Suite 2, Level 5, 459 Little Collins Street Melbourne VIC 3000
CERTIFIED FINANCIAL PLANNER®
I’m a Financial Adviser and the founder of Verse Wealth, a multi-award-winning and independent financial advice firm. I started Verse because I felt like the industry was broken, and people needed a new kind of financial advice. We had a vision to make financial advice personal and impactful, without the commissions and kickbacks that have diminished the value of seeing a Financial Adviser for decades.
At Verse, our approach is wildly different to most of the industry. It’s not just about money – it’s about your entire life. Money is just fuel for living the life you want, which means something different to everyone. To learn more about our Approach, click here.
Our advice embraces your whole financial life. Your situation will dictate what combination of services and advice you need to make the most of your resources. To learn more about our Services, click here.
We work with professionals, pre-retirees, high achievers and more. They reach out because they might be making good money but not making the most of it, are unsure on the right strategy or uncertain about the future. To learn more about our Clients, click here.
What our clients say
‘Getting financial advice has been one of the best things we’ve ever done.’ Olivine. M
‘Verse have been indispensable helping my family achieve our goals.’ Greg. P
‘Professional, personable, responsive and highly knowledgeable.’ Ryan. C
‘I could not be happier with their professionalism and knowledge.’ James. F
‘The Verse team will change your lives forever.’ Stephen. S
To see more of what our other clients have to say about the experience of working with us, we encourage you to check out our Google reviews.
Awards and recognition
If you’d like to have a short, no-pressure chat you can book a call with us below or visit www.versewealth.com.au
Hub Southern Cross, Level 2, 696 Bourke St, Melbourne VIC 3000
We feel the traditional world of advice focuses too heavily on products and not actual advice. In recognising this as a problem, we have forged a new path where we focus on building tailored advice programs that place you at the centre of all interactions. We sit on your side of the table and work collaboratively to coordinate and manage all aspects of your financial life. The end result is a clear sense of clarity and control in your financial world which gives you the freedom to live the lifestyle you desire with courage and confidence. It’s your life, your goals and aspirations and we want to help you achieve these.
How Do We Work With Clients?
Our ‘Innate Way’ starts with an introductory phone call to understand about bit about you and the areas in which you are seeking advice. From there, we run a ‘Discovery’ meeting which allows us to learn what your aspirations, goals and objectives are and to then determine how we go about achieving these. During our meeting, we will naturally address any pressing issues in your world, ask questions about your goals and aspirations and also introduce you to our key team members that would work closely with you should we proceed with working together.
Post this meeting, we will then prepare you a formalised engagement proposal that details your key goals and aspirations, how we plan to work towards achieving these and naturally our costs to undertake this work. With regards to our fees, we charge a flat dollar fee for all work that we do – this is only way to ensure things remain clear and transparent at all times.
What We Do
We are a complete financial solutions company based on the outskirts of Melbourne. Nationally recognised, we exist to build better lives, better businesses and a better world for aspirational households and businesses. Our business specialises in providing financial advice as well as accountancy and business advisory services.
Tim has over 12 years experience in the financial advice space, starting his career with a small firm in the CBD before joining Innate in 2012. From here, he progressed his career into advising before being promoted as a partner in 2017. He works with a number of client groups including young professionals, pre-retirees, retirees and small businesses. From a qualification standpoint, Tim is a Certified Financial Planner® and Life Risk Specialist®. He also holds a Bachelor of Commerce from Deakin University.
Outside of work, Tim is family man who loves to spend time with his wife Jane, daughter Mila and border collie Billie. In his spare time, he can found following or playing pretty much any sport you can imagine – AFL, cricket, golf, baseball and soccer just to name a few.
Keilor; 19-23 Arabin Street, Keilor VIC 3036
Kew; Suite 404, 89-93 High Street South, Kew VIC 3146
Phone; 03 9999 4100
Chris is an owner and principal partner of Independent Wealth Partners – one of only a handful of truly independent advisers across the country.
We receive no ‘kick backs’ or ‘incentives’ from any product or investment that we recommend to you. None. Never. 0%. Ever, ever, ever.
Our work is paid for by the fee you agree to before we start. This allows us to be ruthless about the effectiveness of the strategies, products and services we recommend to you. If we think something is a good idea it’s because we think it is a good idea, not because someone offered us an incentive. To learn more about who we are click here.
Chris has completed a Masters Degree in Applied Finance, a Bachelors Degree in Biotechnology, as well as his Diploma of Financial Planning. In 2019 and again in 2020 he was awarded a place as a finalist for ‘Holistic Adviser of the Year’ in the IFA Excellence Awards.
He is passionate about helping people live meaningful, fulfilled lives without worrying about money.
Aside from our independence – you will generally hear us say that ‘we do financial planning a little bit differently to most other firms.
The starting point to achieving financial independence has nothing to do with how much money you have, what your investment returns are, or how much your negatively geared property is ‘saving’ you in tax.
The starting point to great financial advice is all about you.
To deliver the true value of financial advice we need to know what drives you, what you genuinely value – what makes you want to ‘jump out of bed in the morning?’
To do this, we take the money and ‘the noise’ of life away, so we can truly understand you and what makes you happy.
Once we understand this – we then add the money back in, and tailor our advice to build a life plan that addresses you as a person, your aspirations, your desires, and goals. We do this whilst ensuring along the way that you a living a life that makes you happy – as well as financially secure.
It is with these intentions that we approach all client relationships:
What clients say
“What’s remarkable about Chris is that he makes sure that he understands the things that I value and my goals first, then he provides sound financial advice to help me to achieve those goals. Best of all when I lose sight of my values and goals he reminds me about what we had set out to achieve and helps me work out if that is still what I want.
Every time I sit down with Chris I walk away feeling clearer about what I want to do next with my money – and why it’s a good move to do it. He’s smart, personable and cares as much about my plans as I do.”
— Luke Hockley, Owner and Director of Midnight Sky
Independent Wealth Partners
L3, 530 Collins St, Melbourne Vic 3000
Contact – Chris Haggart or phone 03 8393 9371
Campbell is one of the most awarded and experienced advisers in the industry. He is committed to helping successful people achieve all that is important to them by making smarter financial decisions. This provides them with the freedom and confidence to spend more time doing what they love.
He has been recognised in the Barron’s Top 50 Financial Advisers in Australia in 2020, 2018 and 2017 (its inaugural year). Campbell was separately acknowledged in the 2020, 2018 and 2017 Financial Standard Top 50 most influential advisers in Australia. Campbell has also previously been a finalist in the AFR Smart Investor Masterclass for Financial Planning and short listed in the Financial Planning Association of Australia (FPA) Value of Advice Awards.
Campbell has around thirty years of industry experience and began his financial services career at Coopers & Lybrand chartered accountants (now known as PWC). He joined Shadforth founding member firm Haintz Financial Services as a Senior Financial Adviser in 2003 and was a Director. Campbell is part of Shadforth’s advisory leadership team, their national adviser forum, represents the editorial committee and is on their charity team.
He is a Certified Financial Planner practitioner, the highest accreditation in the profession. Campbell is also FASEA accredited, a SMSF Specialist Adviser, has completed a Bachelor of Business (Accounting) at Monash University and holds a Diploma of Financial Planning from Deakin University.
Campbell is a past Melbourne Chapter Committee member of the FPA and has been a Master of Ceremonies and guest speaker at major industry events/conferences. He is the author of several whitepapers, a regular media contributor and has lectured in financial planning at the University of Melbourne.
His client base includes senior executives, business owners, retirees, high net wealth individuals and not-for-profits. Campbell’s areas of expertise include goals-based investing, intergenerational wealth planning, wealth creation, superannuation planning, cashflow modelling and philanthropic services.
Away from work, Campbell enjoys spending time with family and friends. He also provides pro bono financial services, mentors other advisers and volunteers with his children’s sporting teams (typically as a coach or umpire). Campbell is passionate about a number of causes and competes in various fundraising charity events. He also invests time in his health and wellbeing, playing pennant tennis, swimming, cycling and running.
Level 7, 161 Collins Street, Melbourne VIC
At Tribeca, everything we do is focused on supporting, educating and empowering our clients to take control over their finances and in turn their choices. To give clients a strong sense of security and freedom.
To enable them to live their Good Life. (See what this means for you).
It’s what led me to join the Tribe at Tribeca, and why I love to come into work everyday. For myself and our team, it’s not just about improving our client’s financial position. Of course that’s important. But financial advice should be much more than that. It’s looking at building the life every client wants, and prioritising what is most important at each stage of that journey and creating a roadmap to make it happen.
That’s real, effective and meaningful financial advice. Understanding completely the immediate and long-term goals of each client, and developing a relevant and realistic plan – together.
We achieve this in a number of ways, by simply sitting down and listening (this can’t be undervalued), as well as using some of our unique Tribeca tools such as the 10-3-Now goal setting exercise and Financial Wellbeing Matrix. (See all the services we offer)
All these things add up to providing true and measurable value. Isn’t that what a client should deserve? To really know what they are getting for their money. At Tribeca we call this The Value Factor, where we clearly define the value a client can expect annually and over a period of years through evidence-based quantitative (returns, assets growth, cashflow) and qualitative (trust, assurance, relief) forecasts.
I love this open and upfront approach. It reflects how I like to live my life, and how I like to work with my clients – with honesty, empathy and respect. (See my LinkedIn profile).
I’m a strong believer in helping make the world a better place, whether that’s through applying my skills and experience as a Financial Planner (AFP®) or championing community initiatives such as mens mental health.
I’m also a strong believer in living life to the full and enabling my clients to do the same.
If you would like to see how I can help you live your Good Life, book in a free 15-minute phone consultation by calling 1300 388 285 or booking online.
And to learn more about Tribeca Financial please click here.
Level 1, 110 Church Street, Hawthorn VIC 3122
In a financial services career spanning 20 years, Robert has dedicated himself to becoming an expert in leading many Wealth Management & Advice organisations. Robert strives to be known as a high-performance professional with the utmost level of personal and commercial integrity.
Robert has worked for many banking & wealth management institutions including ANZ Bank and National Mutual and Norwich Union, as well as several privately-owned boutique financial services firms.
In addition, he has extensive experience in assisting financial services organisations implement strategy and successfully delivering Risk and Governance Management solutions for their compliance frameworks and clients.
Robert holds a Diploma in Financial Planning and an Advanced Diploma in Financial Planning including an accreditation as a SMSF Adviser. He also holds a Business Degree with a major in Economics from the Victoria University and has a Graduate Diploma in Applied Finance and Investment from FINSIA.
Robert’s knowledge and experience will help you plan, implement and manage your financial plan. A creative man with a passion for photography, art and design, he also enjoys working with other professional creatives in managing their financial future.
Robert loves spending time with his wife and two children and is also a proud founding member and director of the Melbourne Golf Club.
Level 27, 101 Collins Street VIC 3000
I am a Financial Advisor at Northeast, a unique financial planning firm in Melbourne.
I chose my career because I love helping people to get the most out of their lives. Although money isn’t the key to happiness, understanding how to manage money brings enormous peace of mind, and offers opportunities to live life in the way that matters most to you.
I’m passionate about educating myself and my clients. Personally, this means holding a Bachelor of Commerce, completing further studies in Financial Advice (including FASEA), being a registered Tax Agent with the Tax Practitioners Board, and being a member of the Financial Planning Association. For my clients, this means educating them to make better independent financial decisions, getting clear on what they’re looking to achieve, and providing continued support and coaching through our ongoing relationship.
Having worked as an advisor at a ‘Big 4’ bank, I’ve seen firsthand that advice can all-too-quickly become about just selling products. This style of advice is disturbingly common, and I’m very proud to say that our business couldn’t be further from this approach.
My advice starts with a deep interest and understanding of your money, your passions, your goals and your challenges. After getting clear on you, I’m focused on the specific strategies that will provide meaningful progress toward achieving your goals and ultimately, living life on your terms. Achieving the best financial outcomes is a result of taking a holistic view of your situation, which is what we do best.
Great financial advice shouldn’t require you to relinquish control of your money. Quite the opposite – you should feel empowered to make better decisions with the right team to support your biggest and bravest goals. It’s for this reason that my clients are regularly telling me that they’ve learned so much about their money and how to make better financial decisions.
Northeast is a privately owned business, which offers advice on a fee for service model. This means they’re not aligned with any product providers, and you’re not at risk of being charged any fees that you’re unaware of. They’ve done their best to remove the noise and the conflicts so that you can rest assured your advice will be highly personalised, with your best interests at heart.
To learn more about Northeast and the client journey, click here.
To learn more about what their clients have to say about them, click here.
Financial planning is an important decision that can have a significant impact on your life. The cost of hiring the best financial advisor will vary depending upon what you need and how often it needs updating, but most financial planners offer fixed prices for their services which means there are no hidden fees or surprises once they’re established.
Generally, the Financial Planning Association (FPA) states the average initial set-up cost is around $3,300, and then around $4,300 per year for annual advice and maintenance.
The majority of the best financial advisors in Melbourne are based in the city centre. Six of our Top 10 have offices located on Collins St. However, there are a number of Melbourne financial planners who operate out of offices in The Eastern Suburbs primarily Kew, Hawthorn, Chadstone and Scoresby.
However, virtual appointments are also now the norm for many financial advisors, so if you cannot find an available financial planner near your home or office there is no need to worry. The best financial planners offer these types of services and it’s worth reaching out even when meeting face-to-face isn’t possible.
We have reviewed all of the financial advisors in Melbourne to compile a list of the best financial planners. To determine our top ten advisors, we assessed their qualifications, how long they have been advising, testimonials, and their track record of reviews on Google and Facebook. Only those that have consistent positive feedback have been included on our list of best financial planners in Melbourne.
It’s important to find the right financial planner for you, but it can be a complicated process as there are many different types of financial advisors. If you are looking for the best financial planner in Melbourne for you, here are some factors you should consider.
First, what types of qualifications and accreditations do they have? This does not necessarily make them the most capable or best financial planner, but at least you know that they’ve done the appropriate tests and registrations.
Second, what type of clients do they have and do they have any specialisations? This can help you determine if they have related experience and expertise with similar situations.
Finally, how is their communication and are you comfortable with him/her? You need to know that you can have a free line of communication with your financial planner and that they will listen to your concerns and answer your questions in a timely manner.
Need financial planning advice in another area of Australia? Check out our recommended best financial planners in:
If you would prefer a female advisor, our list of the best women financial planners and advisors in Australia is a great resource.
Let Us Help Connect you with the Best Financial Planner for your needs.