Choosing A Financial Planner

Choosing A Financial Planner

Tips for Choosing a
Financial Planner

Finding the right financial planner is of critical importance to ensure your wealth is protected and will grow to meet your future financial needs.  We have provided key points below to help you choose a financial planner.

The Financial Welbeing Journey

At Journey Wealth we focus on four main pillars to overlay and understand the trajectory of  your career in medicine. These pillars explain significant personal and career progression  and enable Journey Wealth an opportunity to understand your needs effectively, and tailor  customised financial planning advice.

Why you belong with Journey Wealth

Journey Wealth specialises in Financial Planning for medical professionals. We  understand the value of your career. We understand it’s your life’s work and we  understand its ongoing vocational value to you, and to the greater community. Our  partnership together will ensure we take care of this precious asset in the short and in the  long term through a variety of service offerings. 

The Impact of COVID

Right now we know you’re on the front lines. We know that everyday you’re at work saving  lives, you risk contracting COVID 19 too. Have you thought about what life would be like if  you were unable to work? How would life look if you were struck down with a debilitating  illness that in effect prevented you from looking after those you love the most. We urge you  to consider the right insurances to ensure your career and your personal assets are  protected.

Effective Tips for Selecting
a Financial Planner

Getting the right person to work as your financial planner is very crucial. You ought to get someone that is going to protect your wealth at all cost and also meet most of your future financial obligations and needs. Here are some critical points on how to select one:

Check on their legitimacy.

First, you have to ensure you are working with a legitimate person. You ought to work with someone who is already accredited. The organization or financial planner should already be registered with ASIC and should have a valid license from the Australian Financial Services License. You can use the ASIC Professional Registers Website to check if the potential client is registered with the body. However, you need to understand that being registered is not a guarantee they are going to perform to your expectations.

Do they advise other clients?

You should check to see whether this potential financial planner has a good record of advising other clients that may be in your capacity. You want a financial planner that is going to offer help to your friends in case they need it. Get referrals from your friends who are in a strong relationship with a remarkable financial planner. They should lead you to the perfect planner.

Go Through the Financial Services Guide.

When planning a meeting with a strategic financial planner, they should offer you the financial services guide. The document contains information on the products and services they offer. It also tells how complaints from customers are handled in any case you are not contented with their services. They should answer all your questions and any other concerns you might be having about the FSG.

Find out who runs the planning firm.

Many of the financial planning ventures are owned either partially or fully by insurance companies and banks. As the buyer of the service, you should determine whether you want to deal with a firm run by a big company or you want to engage a small company. Most dealer groups that are independent firms are usually owned by a bank. Outrightly, make sure that the financial planner you choose has a good background and owned by a legit company.

Is this the right adviser for me?

Take your time to understand more about the financial planner. Ensure you are happy with what they have to offer. In any case, you are not comfortable with a certain financial planner; then you can always look for another financial planner to handle your financial issues. Do your due diligence to get only the high-quality advisers that will give you value for your money.

Remember that the relationship with the financial planner should be long-term. That is why it is always advisable to look for a planner that you vibe with. They should be understanding and ready to listen to what you have to say. The adviser should be your best friend.

Let us help connect you with the
BEST FINANCIAL PLANNER for your needs

Let Us Help Connect you with the Best Financial Planner for your needs.