Financial planners in Australia must meet strict education, licensing and ethical standards before providing personal financial advice. This guide explains the qualifications required, how to verify a financial adviser’s credentials, and what additional certifications like CFP® mean. Understanding these requirements can help you choose a properly qualified professional.
Disagreeing with your financial adviser does not automatically mean something has gone wrong. This guide explains how Australians can question advice, ask for changes, seek a second opinion, or raise a complaint if needed.
Disagreements about financial advice do not always mean something has gone wrong, but Australians do have formal pathways if concerns cannot be resolved directly. Understanding how the complaints process works can make it easier to know what to expect and what information matters. This guide explains how disputes are typically assessed and resolved.
Yes, many Australians can retire on $700,000 in super, particularly if they retire around age 67, own their home, use a balanced portfolio, and manage withdrawals with some discipline. Depending on your situation, that may translate to total retirement income ranging from the low $30,000s for a near self-funded single homeowner to the low $60,000s for a homeowner couple still receiving some Age Pension support.
Many Australians can retire on $600,000 in super, particularly if they retire around age 67, own their home, and qualify for some Age Pension support. For a single homeowner, this level of savings often supports a modest to lower‑comfortable retirement with careful planning.
Choosing between a virtual or in-person financial adviser often comes down to communication style, convenience and the complexity of your financial decisions. Both can provide licensed financial advice, but the experience can feel quite different.
Best Financial Planners has released a new report revealing the income needed to live comfortably in 30 Australian cities, highlighting major cost-of-living gaps between metro and regional areas.
Financial Illiteracy and a Push for Self-Efficacy is Leaving Aussies Ripped-Off in Retirement
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