The Best Financial Advisors and Planners in Adelaide
Let us help you find the best financial planner for your needs
Home | The Best Financial Planners In Adelaide
Adelaide’s population is growing steadily, fuelled by overseas migration, while median housing prices have climbed over 5% in 2024 despite high interest rates. Although the city remains more affordable than Sydney or Melbourne, cost-of-living pressures are increasing, and housing affordability is now a major concern. With a median age of 39 and a shrinking pool of licensed advisers, demand for trusted, qualified financial advice is on the rise.
Professional financial planners in Adelaide support residents with retirement planning, superannuation, investment strategy, SMSFs and wealth protection. National research shows Australians who receive advice report greater financial confidence and preparedness for retirement
Our aim is to independently assess and verify financial planners to help you make informed, confident choices. This page features 10 recommended Adelaide financial advisers who meet high standards of professionalism, experience, and ethical conduct.
✓ Minimum 5 years experience
✓ ASIC licensed and verified
✓ Hold CFP® or equivalent advanced qualifications
✓ Verified client reviews
✓ Clean compliance record
✓ Ongoing professional development
All advisers independently verified through ASIC records. Last review: February 2026.
You don’t need to be wealthy to benefit from professional advice. Whether you’re planning ahead or navigating a major life change, expert support can provide structure and peace of mind.
☑ Are within 5–10 years of retirement
☑ Have significant superannuation but no clear plan
☑ Recently received an inheritance or redundancy payout
☑ Own a business and need tax or succession planning
☑ Earn a high household income and want to optimise tax
☑ Are going through a divorce or separation
☑ Want to start or review an SMSF
☑ Need help accessing or structuring the Age Pension
☑ Are supporting ageing parents and planning for aged care
Not sure? Most Adelaide advisers offer a free or low-cost first consultation to explore whether advice is right for you.
| Adviser | Experience | Key Specialisation | Languages |
|---|---|---|---|
| Andrew McCracken | Retirement Planning, Superannuation, Portfolio Management | English | |
| Oliver Temme | Direct Shares, SMSF Strategy, Wealth Creation | English | |
| Darren James | Retirement Planning, SMSF Advice, Wealth Creation | English | |
| Stevie-Jade Turner | Holistic Planning, SMSF Strategy, Goals-Based Advice | English | |
| Susan O’Neill | Investment Strategy, Superannuation, Cashflow Planning | English | |
| Raimon Lewandowski | Small Business Advice, SMSF Strategy, Retirement Planning | English | |
| Mark Humphris | Complex Family Planning, Retirement Strategy, Asset Structuring | English | |
| Milad Rezaei | Superannuation, Tax Strategies, Mortgage Structuring | English | |
| Danielle Jones | Superannuation, Retirement Planning, Wealth Structuring | English | |
| Robert Daniele | Retirement Planning, Centrelink Strategy, Superannuation | English |
Principal Wealth Advisor, Certified Financial Planner®, GDip FP
Advisor Since: 2002 | | LinkedIn
Andrew has provided personal wealth management and financial advice since 2002, with a strong focus on understanding each client’s circumstances before shaping strategy. In addition to private clients, he brings extensive experience advising not-for-profit organisations. This includes working closely with boards and trustees on investment governance and long-term decision-making.
Areas of Expertise: Superannuation, retirement strategies, tax planning, portfolio management, not-for-profit investment governance
Typical Clients: Professionals, Pre-retirees, Retirees, Not-for-profit organisations, Trustees and board members
Key awards: Barron’s Top Financial Advisers in Australia (2024)
Certified Financial Planner®, GDip FP, B Comm
Advisor Since: 2013 |
Oliver combines strong technical capability with a structured, practical approach to financial planning, shaped by experience in Adelaide, Melbourne, and London. He is particularly recognised for constructing direct share portfolios and explaining complex strategies clearly. Clients value his ability to turn detailed advice into confident, well-informed decisions.
Areas of Expertise: Portfolio construction, wealth creation, superannuation, retirement planning, tax strategies, estate planning
Typical Clients: Professionals, Business owners, Farmers, Pre-retirees, Retirees
Certified Financial Planner®, Dip FP
Darren has built his career around long-term client relationships and guiding people through major financial transitions. After establishing and growing his own practice, he brings a grounded, relationship-driven approach to financial advice. His work is especially focused on helping clients plan confidently for the shift from work into retirement.
Areas of Expertise: Pre-retirement accumulation, retirement planning, investment strategies, superannuation, estate planning, wealth creation, insurance
Typical Clients: Pre-retirees, Retirees, Families, Business owners, SMSF trustees
Certified Financial Planner®, SMSF Specialist, BComm (Acc & FP)
Stevie-Jade approaches financial advice through a whole-of-life lens, viewing money as a tool to support the life clients want to live. She is known for highly personalised strategies and for mentoring both clients and other advisers through complex decisions. This philosophy sits at the core of her work as an award-winning financial planner focused on clarity, purpose, and long-term confidence.
Areas of Expertise: Holistic advice, SMSF advice, strategic planning, coaching-based advice, superannuation strategy
Typical Clients: Professionals, High-income earners, Pre-retirees, Families, High achievers
Key awards: Self-Licensed of the Year (2024), Client Servicing Company of the Year (2024), Excellence Awards (2021, 2024)
B Bus, GDip FP, Masters FP
Advisor Since: 2011 |
Susan’s advice is shaped by a broad career that began in mortgage broking before evolving into holistic financial planning. She brings a strong eye for detail and a client-first mindset, helping individuals make informed decisions as their circumstances change. Her steady, supportive style reflects her standing as an experienced financial adviser focused on long-term financial wellbeing.
Areas of Expertise: Investment and wealth building, superannuation, retirement planning, family financial planning, cashflow management, debt reduction
Typical Clients: Families, Professionals, Pre-retirees, Wealth builders
Director / Senior Financial Planner – CFP®, B.Comm, GDip App Fin(FINSIA), PC.SMSF
Advisor Since: 2004 |
Raimon draws on his accounting background to deliver structured, technically sound advice for clients with complex needs. He works closely with small business owners and pre-retirees, particularly where sophisticated superannuation considerations are involved. Education and informed decision-making sit at the centre of his approach.
Areas of Expertise: Investment strategies, superannuation, personal risk protection, self-managed super funds, retirement planning, estate planning, wealth creation strategies
Typical Clients: Small business owners, Pre-retirees, Retirees, SMSF trustees, Corporate clients
Financial Adviser/Director, B Bus, Dip FP
Mark is known for working with clients whose financial affairs are layered and often shaped by major life or asset events. His approach centres on asking the right questions early and identifying blind spots before they become issues. This long-term, holistic mindset has established him as one of Adelaide’s best financial advisers for complex family circumstances.
Areas of Expertise: Holistic financial planning, complex family finances, retirement preparation, intergenerational wealth considerations, asset and property events
Typical Clients: High-income professionals, Business owners, Farmers, Self-funded retirees, Families
Director, B. App Fin
Advisor Since: 2014 | | Facebook
Milad’s advice is driven by a strong belief in clearly demonstrating the value of change before recommendations are made. He works closely with clients to clarify goals, understand the impact of inaction, and build structured strategies for the future. This disciplined process defines his work as a reputable financial advisor focused on long-term outcomes.
Areas of Expertise: Superannuation, tax strategies, investments, personal insurance, mortgage strategies
Typical Clients: Professionals, Families, Mortgage holders, Wealth builders
Partner – Wealth Advisory, B Bus, AdDipl FP
Advisor Since: 2014 | | LinkedIn
Danielle places strong emphasis on trust, communication, and precision, building lasting client relationships through careful listening and follow-through. Her background within a major superannuation fund informs a practical approach to complex financial structures. Clients value her as an experienced financial planner known for clarity, consistency, and reliability.
Areas of Expertise: Cash flow management, superannuation, investments, retirement planning, estate planning, personal risk insurance, trust structures, wealth creation
Typical Clients: Professionals, Business owners, Pre-retirees, Families
B Com (Acc), AdDip FP
Robert focuses exclusively on supporting clients as they approach or move through retirement. He is known for simplifying decisions around income sustainability, superannuation, and government entitlements, while remaining approachable and easy to deal with. His practice reflects the mindset of an expert retirement planner committed to clarity and peace of mind.
Areas of Expertise: Retirement planning, Centrelink, account-based pensions, superannuation, tax strategies
Typical Clients: Pre-retirees, Retirees, Centrelink recipients, SMSF trustees
Retiring in Next 5 Years → Darren James, Raimon Lewandowski, Robert Daniele, Andrew McCracken
Need: retirement income structuring, superannuation drawdown strategy, investment portfolio alignment, Centrelink assessment, tax-efficient retirement planning
Want to Establish SMSF → Oliver Temme, Darren James, Raimon Lewandowski, Stevie-Jade Turner
Need: SMSF setup guidance, trustee responsibilities, investment strategy design, compliance oversight, retirement integration planning
Business Owner → Raimon Lewandowski, Mark Humphris, Oliver Temme, Danielle Jones
Need: business and personal cash flow coordination, succession considerations, tax structuring, superannuation strategy, risk protection planning
Not-for-Profit Organisation or Trustee → Andrew McCracken
Need: investment governance framework, board-level reporting, long-term capital management, fiduciary oversight support, portfolio strategy review
Complex Family Finances or Asset Events → Mark Humphris, Danielle Jones
Need: asset sale strategy, inheritance planning coordination, intergenerational considerations, trust structures, risk management review
Professionals Building Wealth → Oliver Temme, Stevie-Jade Turner, Milad Rezaei, Susan O’Neill
Need: portfolio construction, super contribution strategy, debt management planning, long-term wealth accumulation, goal-based financial planning
Mortgage Holders Seeking Structured Advice → Milad Rezaei, Susan O’Neill
Need: loan structuring review, cash flow optimisation, debt reduction planning, investment alignment with liabilities, risk protection strategy
Small Business Owners Approaching Retirement → Raimon Lewandowski, Darren James
Need: business exit planning, superannuation transition strategy, retirement income modelling, tax efficiency planning, wealth preservation strategy
Financial advice fees in Adelaide generally sit at the middle of the national range. Costs depend on your situation, service level, and whether you need one-off or ongoing support.
Comprehensive Financial Plan: $3,000 – $5,000
Includes retirement planning, superannuation strategy, investment advice, insurance and estate guidance.
Ongoing Advice: $2,000 – $4,000 per year
Includes regular strategy reviews, implementation support, and access to your adviser throughout the year.
Single-Issue Advice: $1,500 – $3,000
Ideal for one-off needs such as superannuation consolidation, insurance review, or investment strategy.
SMSF Setup and Advice: $3,000 – $6,000
Covers structuring, compliance, investment strategy and ongoing SMSF support.
Hourly Consultation: $300 – $500
Typically used for ad-hoc guidance or limited-scope advice.
Some ongoing investment-related advice may be tax deductible, but initial plan fees usually are not. Your adviser or tax agent can confirm what applies in your situation.
In Adelaide, a comprehensive financial plan usually costs between $3,000 and $5,000, with ongoing service packages ranging from $2,000 to $4,000 per year depending on the level of support. Hourly rates typically sit between $300 and $500.
Compared to Sydney or Melbourne, fees in Adelaide are often slightly lower due to lower business overheads. Many local advisers offer transparent, fixed-fee structures and an obligation-free initial meeting, making personal advice more accessible across a wide range of budgets.
A financial adviser helps you make informed decisions about your money, investments, superannuation, retirement, insurance, and tax strategy. They create personalised financial plans aligned to your goals, risk profile, and lifestyle needs. In Adelaide, many planners also assist with property planning, SMSFs, and wealth protection for families and professionals across all life stages.
The right planner for you will depend on your goals and preferences. Many Adelaide residents prefer advisers who are independent, fee-for-service, and experienced with local issues. Look for professionals with CFP® status, postgraduate qualifications, and membership with the FAAA or similar bodies.
Yes. You do not need to be wealthy to benefit from financial advice. Many Adelaide advisers work with clients who are building wealth, managing home loans, growing super, or simply seeking better budgeting strategies. Good advice can help you make smarter decisions, avoid financial missteps, and gain peace of mind no matter your income or asset level.
They can. Adelaide financial planners often help with property strategy, loan structuring, and affordability planning. Whether you’re buying your first home, refinancing, or investing, a planner can assess how property fits into your overall goals. With Adelaide’s housing prices rising in recent years, tailored advice can help you stay on track financially and avoid overstretching.
Many of the best financial advisers in Adelaide are based in the City Centre and southern suburbs such as Unley, Wayville, and Parkside. You’ll also find experienced planners operating in North Adelaide and Payneham.
Virtual appointments are now common, allowing you to access licensed financial advice from anywhere across Greater Adelaide, even if your preferred planner is not nearby.
Many Adelaide-based financial planners now offer flexible online and phone consultations. Whether you’re based in the Adelaide Hills, regional South Australia, or simply prefer virtual support, location is less important than finding the right adviser.
Technology enables you to work with a planner who understands your goals, communicates clearly, and offers the services you need—no matter where you live.
1. Compare adviser profiles and shortlist 2–3 that match your needs
2. Book a free or low-cost initial consultation
3. Discuss your goals and understand their process and fees
4. Choose the adviser who feels like the right fit
5. Start building a strategy for your long-term financial wellbeing
The best financial adviser is not always the one with the lowest fees or most impressive title—it’s the one who understands your situation, communicates clearly, and offers advice you can trust.
The cost of waiting or going it alone often exceeds the cost of quality advice.
Selection Process: We independently evaluate and verify every financial adviser we list. Our selection process prioritises qualifications, experience, transparency, ethical conduct, and client feedback.
What You Should Do: Use this directory to compare advisers and choose one that fits your goals. Verify credentials via ASIC (https://moneysmart.gov.au/financial-advice/financial-advisers-register), and meet with advisers to determine fees and fit.
Feedback: For questions or feedback, contact us via the contact page.
All advisers independently verified through ASIC records. Annual reviews conducted. Last review: February 2026.
Disclaimer: This directory provides general information only and is not financial advice. All advisers listed are independent businesses. We receive listing fees but do not accept referral commissions. Verify credentials independently before proceeding.
Let us help connect you with the
BEST ACCOUNTANT for your needs
