Handre founded Altum to provide independent advice without commissions or asset-based adviser fees, working directly with clients on a fixed-fee basis. His approach starts with what clients want their money to achieve, then builds a practical long-term plan around the financial decisions that support those goals.
Level 1, 33 Allara Street
Canberra, ACT 2601
Handre Vlok is the founder and Principal Financial Adviser of Altum Independent Financial Advice, a Canberra-based independent financial advice practice.
With more than a decade of experience in financial planning, Handre provides goals-based advice to professionals, public servants, ADF members and families, with a particular focus on people building towards or approaching retirement. His approach starts with understanding what clients want their money to achieve, then bringing together superannuation, investments, retirement planning and tax-effective wealth strategies into a clear and practical long-term plan.
Handre has particular expertise in complex Commonwealth and Defence defined benefit schemes, including PSS, CSS, MSBS and DFRDB, and regularly assists clients navigating major financial decisions such as retirement, leaving the public service or ADF, restructuring superannuation and investments, and developing strategies to build and preserve wealth.
As an independent adviser, Handre does not receive commissions or charge asset-based adviser fees. Clients work directly with him through a personalised, fixed-fee approach focused on providing clear, technically robust advice aligned with their individual goals and circumstances.
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