The Best Financial Advisors and Planners in Melbourne
Let us help you find the best financial planner for your needs
Home | The Best Financial Advisors & Financial Planners in Melbourne
Melbourne’s median dwelling values approaching the million-dollar mark, combined with strong population growth and tight rental supply, have increased financial pressure for many households. In a city with a median age of 37 and rising living costs, structured financial planning is increasingly important. A qualified Melbourne financial adviser understands the unique pressures of living in a fast-paced, high-cost capital city and can help you manage superannuation, investments and retirement planning with greater clarity and confidence.
Industry research consistently shows that Australians who seek professional financial advice report higher levels of financial confidence and improved preparedness for retirement compared to those who manage complex decisions alone.
We independently review and assess financial advisers across Melbourne to help residents make informed, confident decisions. Our aim is to highlight 10 experienced professionals who meet strict professional, ethical and regulatory standards.
✓ Minimum 5 years experience
✓ ASIC licensed and independently verified
✓ Hold CFP® or equivalent advanced qualifications
✓ Strong client reviews and reputation
✓ Clean compliance record
✓ Ongoing professional development commitment
All advisers independently verified through ASIC records. Last review: February 2026.
Professional advice is not only for high net worth individuals. Many Melbourne residents benefit from structured guidance at key life stages.
☑ Are within 5 to 10 years of retirement
☑ Have significant superannuation without a clear strategy
☑ Recently received an inheritance or financial windfall
☑ Own a business and require succession planning
☑ Earn a high household income with tax planning needs
☑ Are navigating divorce or separation
☑ Want to establish or review an SMSF
☑ Need Age Pension optimisation guidance
☑ Are planning for aged care
Not sure? Most advisers offer an initial consultation at no cost, allowing you to assess suitability before committing.
| Adviser | Experience | Key Specialisation | Languages |
|---|---|---|---|
| Thabojan Rasiah | Fee-Only Advice, Retirement Planning, Medical Professionals | English | |
| Cameron Howlett | Independent Advice, SMSF, Retirement Planning | English | |
| Chris Giaouris | Evidence-Based Investing, Responsible Investing, Long-Term Planning | English | |
| Stevie-Jade Turner | Goals-Based Planning, SMSF, Holistic Advice | English | |
| Matthew Jacobson | Retirement Planning, Aged Care, Estate Planning | English | |
| Chris Haggart | Independent Advice, Values-Based Planning, Long-Term Strategy | English | |
| Campbell Sorell | Intergenerational Planning, Executive Clients, Philanthropy | English | |
| Chris Youssef | Superannuation Strategy, Portfolio Management, Retirement Planning | English, Greek | |
| Pierce Hanlen | Investment Strategy, Portfolio Construction, Superannuation | English | |
| Josh Wingrove | Holistic Planning, Tax Strategies, Property Strategy | English |
Certified Financial Planner®, BComm(H), BS, DipFP
Thabojan is an award-winning financial adviser who operates on a strict fee-only basis, removing product commissions and conflicts altogether. With nearly two decades in advice, he brings deep experience working with medical professionals and women navigating major life transitions. Based in Melbourne, his approach centres on ethical decision-making and clear financial planning, helping clients feel confident and informed while maintaining full control over their long-term financial direction.
Areas of expertise: Fee-only advice, wealth strategy, superannuation planning, retirement planning, advice for medical professionals, advice for women in transition
Typical Clients: Medical professionals, Professionals, Families, Pre-retirees, Women in transition
Key awards: Top 50 Advisers in Australia (Wealth Professional), AFR Smart Investor recognition, Adviser Ratings Platinum Adviser, Financial Standard 50 Most Influential Advisers (2017, 2018)
Founding Partner, Certified Financial Planner®, SMSF Specialist Advisor
Advisor Since: 2001 | | LinkedIn
Cameron is an experienced financial planner known for delivering truly independent advice, with no commissions or incentives influencing recommendations. As a Registered Tax Agent and SMSF specialist, he brings technical depth to goal-based financial planning. Cameron works with Melbourne-based clients who value clarity and control, helping them align money with life priorities through structured financial advice that supports both lifestyle goals and long-term independence.
Areas of expertise: Independent advice, SMSF advice, tax advice, retirement planning, goal-based planning, investment strategy
Typical Clients: Professionals, Families, Pre-retirees, SMSF trustees, Medical Professionals, Business owners
Key awards: National Investment Adviser of the Year (2015), Finalist for SMSF Adviser of the Year (2015–2017), Finalist for Investment Adviser of the Year (2016)
Certified Financial Planner®, BComm
Advisor Since: 2012 |
Chris takes an expert and evidence-based approach to financial advice, grounded in education as much as strategy. After years in large advisory firms, he co-founded Chronos Private to build a more client-centric practice focused on simplifying complex decisions. His work resonates with many Melbourne professionals who want clarity and understanding, not just recommendations, and who value responsible investment principles as part of broader wealth management.
Areas of expertise: Holistic financial advice, responsible investing, long-term strategy development, client education, lifestyle-based planning
Typical Clients: Professionals, Families, Pre-retirees, High-income earners
Certified Financial Planner®, SMSF Specialist, BComm (Acc & FP)
Stevie-Jade is an award-winning financial planner who brings a coaching mindset to advice, combining strategic thinking with a whole-of-life perspective. Beyond working directly with clients, she has coached other advisers, reflecting her depth of industry insight. Her work supports a wide range of Melbourne clients who earn well but feel unsure how to make the most of their financial position.
Areas of expertise: Holistic advice, SMSF advice, strategic planning, coaching-based advice, superannuation strategy
Typical Clients: Professionals, High-income earners, Pre-retirees, Families, High achievers
Key Awards: Self-Licensed of the Year (2024), Client Servicing Company of the Year (2024), Excellence Awards (2021, 2024)
Senior Financial Adviser, BComm, MFinPlan, DipFin & MB
Advisor Since: 2014 |
Matthew is a reputable financial adviser with a strong technical foundation, holding postgraduate qualifications alongside specialist accreditation in aged care advice. His work often supports clients through complex life stages where clarity and structure matter most. Matthew focuses on practical financial planning that balances immediate needs with long-term outcomes, helping clients navigate decisions confidently while staying aligned with their broader financial goals.
Areas of expertise: Wealth accumulation, retirement planning, superannuation, aged care advice, investment planning, insurance advice, estate planning, cash flow and debt management
Typical Clients: Families, Pre-retirees, Retirees, Older Australians, Aged care clients
Owner and Principal Partner, MApFin, Dip FP
Chris is an experienced financial planner who believes effective advice begins with understanding what genuinely motivates each client. As a principal in a fully independent firm, he focuses on values-led planning rather than product-driven outcomes. Based in Melbourne, his approach helps clients gain clarity around purpose and priorities before building financial advice that supports a meaningful, secure, and well-structured life.
Areas of Expertise: Independent advice, life-first financial planning, long-term strategy, client goal alignment, values-based planning
Typical Clients: Professionals, Families, Pre-retirees, Business owners
Key awards: IFA Excellence Awards finalist – Holistic Adviser of the Year (2019, 2020)
Certified Financial Planner, FASEA accredited, SMSF Specialist Adviser, B Bus, Dip FP
Advisor Since: 2001 |
“With close to three decades in financial services, Campbell is an award-winning adviser recognised nationally for leadership and influence within the profession. His background spans accounting, advisory leadership, and philanthropy-focused planning. Campbell works with senior executives, business owners, and not-for-profits, helping them make disciplined decisions around financial planning that support both personal outcomes and broader social impact.
Areas of Expertise: Goals-based investing, intergenerational wealth planning, wealth creation, superannuation planning, cash flow modelling, philanthropic planning
Typical Clients: Senior executives, Business owners, Retirees, High-net-worth individuals, Not-for-profits
Key awards: Barron’s Top Financial Advisers Australia (multiple years), Financial Standard Top 50 Influential Advisers (multiple years)”
Certified Financial Planner (CFP®), MBA, MComm
Chris is an experienced financial planner who combines institutional investment experience with a deeply relationship-focused approach. Having worked at global firms before founding Wealth Investors in Melbourne, he now personally advises every client of the practice. His work centres on helping clients navigate life stages through structured financial advice, particularly in superannuation, tax strategy, and long-term portfolio management.
Areas of Expertise: Cash flow modelling, portfolio management, tax planning, superannuation strategies, retirement planning, asset protection, estate planning
Typical Clients: Professionals, Pre-retirees, Families, High-net-worth individuals
Key awards: Financial Standard Power50 (2020)
Certified Financial Planner®, B Comm, SMSF Specialist Advisor
Advisor Since: 2018 |
Pierce is an award-winning wealth adviser recognised early in his career for technical skill and leadership within a highly established firm. As both Partner and Investment Committee member, he plays a hands-on role in shaping client portfolios. Pierce works closely with clients who value independent thinking and disciplined financial planning built around clearly defined objectives.
Areas of Expertise: Investment strategy, superannuation advice, wealth creation, bespoke financial planning, portfolio design
Typical Clients: High-net-worth individuals, Professionals, Families, Pre-retirees, Investors
Key awards: IFA Excellence Awards – Young Adviser of the Year (2021), The Australian Top 100 Financial Advisers (firm recognition)
Co-founder and Director, BComm, DipFP
Josh is a top-rate financial adviser who works primarily with motivated professionals and business-minded clients seeking momentum and structure. As co-founder of a multidisciplinary firm offering advice, lending, and accounting, he takes a holistic view of financial planning. Josh focuses on helping clients move beyond comfort zones while building plans that support both lifestyle ambition and long-term security.
Areas of Expertise: Holistic financial planning, tax minimisation strategies, property finance coordination, superannuation planning, cash flow management
Typical Clients: Young professionals, Entrepreneurs, Business owners, Families, Professionals
Retiring in Next 5 Years → Cameron Howlett, Matthew Jacobson, Campbell Sorell, Chris Youssef
Need: superannuation consolidation, income drawdown strategy, tax-efficient retirement structuring, portfolio transition planning
High Net Worth ($2M+) → Campbell Sorell, Pierce Hanlen, Chris Youssef
Need: intergenerational wealth planning, portfolio governance, philanthropic structuring, tax optimisation across entities
Want to Establish SMSF → Cameron Howlett, Stevie-Jade Turner
Need: SMSF establishment guidance, compliance framework setup, contribution strategy, investment structure selection
Business Owner → Josh Wingrove, Cameron Howlett, Campbell Sorell
Need: business cash flow planning, tax structuring, succession considerations, integration of business and personal finances
Property Investor → Josh Wingrove, Thabojan Rasiah
Need: loan structuring alignment, tax impact modelling, equity utilisation strategy, integration of property within overall portfolio
Young Professional / FIRE-Oriented → Stevie-Jade Turner, Josh Wingrove
Need: accelerated wealth accumulation strategy, disciplined savings structure, investment allocation framework, lifestyle goal mapping
Aged Care Planning → Matthew Jacobson
Need: aged care funding assessment, asset restructuring, Centrelink implications review, transition-to-care financial modelling
Medical Professionals → Thabojan Rasiah, Cameron Howlett
Need: irregular income planning, tax structuring, risk protection alignment, long-term wealth building strategy
Values-Led / Independent Advice Seekers → Chris Haggart, Cameron Howlett
Need: conflict-free advice model, goal-first financial framework, independent product selection, long-term strategic planning
Financial advice fees in Melbourne generally sit around the middle to upper end of the national range, reflecting the city’s professional services market and cost base. Fees vary depending on complexity, scope and whether ongoing support is required.
Comprehensive Financial Plan: $3,500 – $6,500
Ongoing Advice: $4,000 – $6,000 per year
Single-Issue Advice: $1,500 – $3,500
SMSF Setup: $3,000 – $6,000
Hourly Consultation: $300 – $500 per hour
Some ongoing investment-related advice fees may be tax deductible in certain circumstances. Initial financial plan preparation fees are generally not deductible. Your adviser or accountant should confirm your individual tax position.
Costs vary depending on the complexity of your needs. In Melbourne, comprehensive advice typically ranges between $3,500 and $6,500, with ongoing annual service fees commonly between $4,000 and $6,000. Simpler or single-issue advice is generally lower.
Many advisers provide a complimentary first meeting to outline fees, services and scope. Always request a written fee disclosure before proceeding so you understand exactly what is included.
Yes. With property prices nearing the million-dollar mark and living costs among the highest in Australia, professional advice can make a real difference. An experienced Melbourne financial adviser can help you optimise your superannuation, manage mortgage debt, and invest wisely in a changing market.
Local advisers also understand the city’s economic environment, from its strong property sector to its diverse professional population, helping you make confident financial decisions.
Major life events are often the right time to seek advice. This may include buying or upgrading property, investing in superannuation or shares, or preparing for retirement.
With rising living costs and a competitive property market, early advice can help you plan ahead and avoid financial stress. Many younger professionals in Melbourne are also seeking advice to build savings, start investing, and create long-term wealth.
There is no minimum wealth requirement. Financial planning is often more about complexity than asset size. Even moderate-income households may benefit from guidance around debt management, superannuation and long-term investment strategy.
If your finances feel uncertain or unstructured, an initial consultation can help determine whether advice is appropriate.
Most advisers operate from central and eastern Melbourne. Many established firms are located in the Collins Street financial district, while others are based in suburbs such as Kew, Hawthorn, Chadstone and Scoresby.
Virtual consultations are now common, allowing you to work with a top-rated Melbourne financial planner online if an in-person meeting isn’t convenient. The best advisers offer flexible services so you can access expert, licensed advice wherever you are.
Geographic location is now less critical than it once was. Most Melbourne advisers offer secure video consultations and hybrid service models that combine online and in-person meetings.
Technology enables full advice delivery remotely, including digital fact finding, electronic signatures and secure document sharing.
Choosing the right adviser fit is typically more important than physical proximity.
1. Shortlist two to three advisers from our list
2. Book initial consultations
3. Compare fee structures and service models
4. Assess communication style and personal fit
5. Begin structured financial planning
The cost of delaying important financial decisions often outweighs the cost of obtaining quality professional advice.
Selection Process: We independently assess financial advisers against licensing, qualifications, experience and compliance criteria. We receive listing fees but do not accept referral commissions.
What You Should Do: Review profiles carefully, verify credentials via ASIC, and speak directly with advisers to determine suitability for your circumstances.
You can verify an adviser’s registration through ASIC’s Financial Advisers Register at:
https://moneysmart.gov.au/financial-advice/financial-advisers-register
Feedback: If you have feedback about any listed adviser, please contact us via our website.
All advisers independently verified through ASIC records. Annual reviews conducted. Last review: February 2026.
Disclaimer: This directory provides general information only and is not financial advice. All advisers listed are independent businesses. We receive listing fees but do not accept referral commissions. Verify credentials independently before proceeding.
Let us help connect you with the
BEST ACCOUNTANT for your needs
