The Best Financial Advisors and Planners in Melbourne
Let us help you find the best financial planner for your needs
Melbourne is a growing, multicultural city with a relatively young population тАФ the median age is just 37 тАФ and a financial landscape thatтАЩs evolving fast. Strong population growth, tight rental supply, and renewed demand have pushed dwelling values higher, adding to cost-of-living pressures for many households. In this environment, having a trusted financial adviser can make all the difference.
A skilled Melbourne financial planner can help residents:
MelbourneтАЩs financial advisers understand the unique pressures of living in a fast-paced, high-cost capital city. Their expertise helps locals balance lifestyle goals with financial security in a growing economy
WeтАЩve narrowed the options down to feature our top 10 recommended financial planners in Melbourne тАФ advisers recognised for their professionalism, transparency, and proven client results. Each adviser is:
Our selection process focuses on qualifications, experience, and reputation across MelbourneтАЩs financial community, from leading national firms to trusted suburban practices.
With this shortlist, you can confidently choose a Melbourne financial adviser who combines expertise, integrity, and genuine care for your financial future.
Thabojan Rasiah тАУ Rasiah Private
Thabojan Rasiah is an experienced and respected financial adviser who is committed to upholding the highest standards of professionalism in the advice industry by serving his clients with an ethical, fee-based model. This mean no commissions from banks and no conflicts of interest.
He entered the financial advice profession 19 years ago, and has been recognised as one of the Top 50 Advisers in Australia by Wealth Professional in 2012 and Financial Review’s 2011 Smart Investor. He is a Platinum adviser on the Adviser Ratings site and is listed in the Top 10 Financial Planners in Melbourne. In 2017 and 2018 he was recognised as one of the 50 Most Influential Financial Advisers in Australia by Financial Standard.
He appears on 3AW and ABC talk-back radio as a finance expert, contributes columns in The Age/Sydney Morning Herald and has written a monthly finance column for the national senior’s newspaper, Fifty-Plus News. You can also find his commentary in the finance sections of The Herald Sun.
Thabojan is a Certified Financial Planner (CFP┬о), the pre-eminent representation of professional financial planners around the world. He continues to serve on various committees at the Financial Planning Association (FPA), with a particular passion for raising professional standards in financial advice. He is also a Fellow of the Financial Services Institute of Australasia (FINSIA).
Thabojan is also deeply committed to the raising of education standards in the industry, and holds a Bachelor of Commerce (Honours), Bachelor of Science and a Graduate Diploma of Financial Planning.
Prior to founding Rasiah Private Wealth Management in 2017, Thabojan worked with a number of boutique financial planning businesses and then Shadforth, one of the biggest financial advice practices in the country. He has vast experience with clients from all walks of life. In particular, Thabojan has developed specialist knowledge in providing advice to medical practitioners and women in transition.
Office
L8, 419 Collins Street, Melbourne VIC 3000
Cameron Howlett – Independent Wealth Partners
Cameron is the founding partner of Independent Wealth Partners, a financial planning practice based in Melbourne which provides truly independent advice to its clients. He is a Certified Financial Planner, an accredited SMSF Specialist AdvisorтДв and a Registered Tax Agent with the Tax Practitioners Board of Australia, whilst he has worked on the Financial Planning Associations CFP Board Committee.
Having won numerous industry awards, he is the “2015 National Investment Adviser of the Year” awarded by the Independent Financial Adviser (IFA) Magazine, whilst also being a finalist in the 2015 SMSF Adviser of the Year. He was nominated again in 2016 as a finalist for SMSF Adviser of the Year as well as Investment Adviser of the Year, whilst again in 2017 for SMSF Adviser of the Year.
Cameron writes and is quoted regularly on Financial Planning issues in the Age, Australian Financial Review and The Australian and has been profiled in BRW Magazine.
Why are we independent?
Unfortunately, for too long the public has not been able to trust in the advice of most financial planners. Tainted by commissions and schemes designed to sell the product of their masters has meant that most advice couldnтАЩt be relied upon. When starting our business, we wanted to be different. We wanted our business to reflect who we were. As such, our advice is┬а100% independent.┬а
We receive no тАШkick backsтАЩ or тАШincentivesтАЩ from any product or investment that we recommend to you. None. Never. 0%. Ever, ever, ever. Our work is paid for by the fee you agree to before we start. This allows us to be ruthless about the effectiveness of the strategies, products and services we recommend to you. If we think something is a good idea itтАЩs because we think it is a good idea, not because someone offered us an incentive. To learn more about who we are┬аclick here.
How we do it?
Cameron and his partners at Independent Wealth Partners work with their clients to help them understand and achieve their dreams, goals and aspirations.┬аWe do this by working together to┬аgive advice that empowers our clients to align тАШtheir moneyтАЩ with the things that matter to them most, giving them the clarity, control and freedom to live a full life.
For some clients, this might be spending 6 months travelling the world, or maybe a dream of a quiet life in the country, or perhaps its being able to get out of the rat race and retire as soon as possible.┬аOur specialty is to help our clients identify what they want to do, provide independent advice tailored to this and then chart a course to ensure it’s achieved.
WeтАЩre working for you. Full stop.
Testimonials
тАЬIndependent Wealth Partners and in particular Cameron Howlett have recently steered me back on track with my finances after I had received some extremely poor financial advice from my previous financial adviser, who I had been seeing for some years. I am forever grateful to Cameron for his honesty, competence and professionalism as a financial adviser, he has filled me with the confidence that I am now finally on the right path to achieving the goals I had originally set out a few years ago.тАЭ Sarah Fitzgerald
тАЬMy wife and I have been receiving advice and services from Cameron Howlett for over seven years. His experienced and practical advice and management has helped us achieve all our objectives and retire two years earlier than planned, with confidence. Cameron is a much trusted professional adviser who we highly recommend. He is fun and personable when making us think about, not just our financial objectives, but also our aspirations and dreams. He is also very patient and diligent in explaining things. We could not be happier.тАЭ тАУ Ian Bramstedt
тАЬCameron and the team at Independent Wealth Partners have been fantastic to deal with. My partner and I landed there after an extensive search, looking for independent advice as well as hoping to build a long term professional relationship. Cameron has provided exactly that, giving us guidance and clarity on our direction, and importantly, helping us stay focused on our goals. Cameron is fantastic to deal with, making us feel comfortable immediately, is extremely personable and trustworthy, which is important to us in a relationship of this nature. Highly recommended!тАЭ Nicholas Twomey
Book in a call by┬аclicking on this link┬аor check out more about┬аIndependent Wealth Partners
Office
Independent Wealth Partners
L16, 530 Collins St, Melbourne Vic 3000
Contact тАУ┬аCameron Howlett┬аor phone 03 83939371
тАЬChris believes financial planning is not solely about investments or strategies, but more importantly, it is about helping people make smart choices with their money so they can focus on things more important than money.тАЭ
Chris has been providing wealth management and holistic financial advice to like-minded clients since 2008. This was initially with a boutique firm called Heraud Harrison who were one of the founding firms that later merged to create the Shadforth Financial Group (SFG). Chris was fortunate enough to create a number of fantastic relationships with clients and colleagues alike, many of those still being in his life today. But in 2016 he decided to leave SFG to build a boutique practise which would be (and still is) focussed on a client centric and evidence-based approach.
Chris co-founded Chronos Private as he wanted to create a fun and vibrant environment for staff and clients alike. Sadly, for many Australians, planning for their future is something that either finds its way into the тАЬtoo hard basketтАЭ or gets neglected as everybody is so time poor. ChrisтАЩ goal is to help clients find their ideal lives, whatever that may look like, whilst at the same time simplifying those things that the world loves to overcomplicate. Clearly that involves providing clients with advice but not to be forgotten is also providing clients with education тАУ this is equally important in ChrisтАЩ view.
Chris holds a Bachelor of Commerce from Deakin University, is a Certified Financial Planner (CFP┬о) and member of the Financial Planning Association of Australia. CFP┬о is an internationally recognised mark and is currently the pre-eminent representation of professional Financial Advisors around the world. Chris is also a proud member and accredited advisor with the тАШRIAAтАЩ or тАШResponsible Investment Association of AustralasiaтАЩ.
As we all know though, life isnтАЩt just about money! Chris is a passionate fan of most sports and loves to live an active lifestyle, be that in the gym, on the golf course or the closest National Park. Chris is also lucky enough to hear so many amazing travel stories from his clients so as youтАЩd expect, the travel bug is regularly spreading through his household (although not so much in 2020тАж!).
Office Suite 2, Level 5, 459 Little Collins Street Melbourne VIC 3000
Stevie-Jade Turner тАУ Verse Wealth
CERTIFIED FINANCIAL PLANNER
IтАЩm a Financial Adviser at Verse Wealth, a team of multi-award-winning financial advisers.
I love helping people, and from an early age IтАЩve had an affinity for complex maths and enjoyed problem solving. It was this combination that lead me to a career in financial advice in 2009. IтАЩve since spent more than a decade helping clients achieve goals and feel financially secure, as well as coaching many Financial Advisers. IтАЩm passionate about advice that is truly personalised, strategic and I love thinking outside the box to figure out how clients can make sure their money is really serving them.
Qualifications
Our Approach
At Verse, our approach is wildly different to most of the industry. ItтАЩs not just about money – itтАЩs about your entire life. Money is just fuel for living the life you want, which means something different to everyone. To learn more about our Approach, click here.
Our Services
Our advice embraces your whole financial life. Your situation will dictate what combination of services and advice you need to make the most of your resources. To learn more about our Services, click here
Our Clients
We work with professionals, pre-retirees, high achievers and more.┬а They reach out because they might be making good money but not making the most of it, are unsure on the right strategy or uncertain about the future. To learn more about our Clients, click here
What our clients say
тАШGetting financial advice has been one of the best things weтАЩve ever done.тАЩ Olivine. M
тАШVerse have been indispensable helping my family achieve our goals.тАЩ Greg. P
тАШProfessional, personable, responsive and highly knowledgeable.тАЩ Ryan. C
тАШI could not be happier with their professionalism and knowledge.тАЩ James. F
тАШThe Verse team will change your lives forever.тАЩStephen. S┬а
To see more of what our other clients have to say about the experience of working with us, we encourage you to check out our Google reviews.
Recent Awards┬а
If youтАЩd like to have a short, no-pressure chat you can book a call with us, contact us below or visit www.versewealth.com.au
Matthew Jacobson тАУ ActOn Wealth
Senior Financial Adviser
Matthew Jacobson is a seasoned financial adviser with over a decade of experience in the financial services industry. Matthew has honed a deep understanding of strategic financial planning, placing strong emphasis on technical knowledge and practical, tailored advice. His approach to financial planning is holistic, addressing clientsтАЩ immediate needs while building a clear roadmap for their long-term financial goals.
A firm believer in the importance of continuous education, Matthew holds a Bachelor of Commerce, a Masters in Financial Planning, and a Diploma in Finance and Mortgage Broking. His expertise extends to specialised areas, including aged care, where his accreditation allows him to deliver even more value to his clients during critical life transitions.
Matthew is a Senior Financial Adviser at┬аActOn Wealth, a boutique financial planning firm known for its commitment to empowering clients to take control of their financial futures. ActOn Wealth is built on values of trust, integrity, and transparency, providing personalised and holistic financial advice. The firmтАЩs mission aligns with MatthewтАЩs own professional philosophy, ensuring clients receive not only technical expertise but also compassionate, client-first financial guidance.
At ActOn Wealth, Matthew offers a full suite of services, including:
At the core of MatthewтАЩs practice is a passion for empowering his clients to make informed financial decisions. He blends technical expertise with a personalised approach, ensuring that each clientтАЩs financial plan is tailored to their unique circumstances, whether itтАЩs building wealth, securing a comfortable retirement, or navigating complex financial situations.
When you choose Matthew as your financial adviser, youтАЩre partnering with someone who is not only deeply knowledgeable but also genuinely invested in helping you achieve your financial aspirations.
Office
ActOn Wealth: ┬а28/20 Commercial Rd, Melbourne VIC 3004
Phone: 13000 ACTON ( 1300 022 866 )
Chris Haggart тАУ Independent Wealth Partners
Chris is an owner and principal partner of Independent Wealth Partners тАУ one of only a handful of truly independent advisers across the country.┬а
We receive no тАШkick backsтАЩ or тАШincentivesтАЩ from any product or investment that we recommend to you. None. Never. 0%. Ever, ever, ever.┬а
Our work is paid for by the fee you agree to before we start. This allows us to be ruthless about the effectiveness of the strategies, products and services we recommend to you. If we think something is a good idea itтАЩs because we think it is a good idea, not because someone offered us an incentive. To learn more about who we are┬аclick here.
Chris has completed a Masters Degree in Applied Finance, a Bachelors Degree in Biotechnology, as well as his Diploma of Financial Planning. In 2019 and again in 2020 he was awarded a place as a finalist for тАШHolistic Adviser of the YearтАЩ in the IFA Excellence Awards.┬а
He is passionate about helping people live meaningful, fulfilled lives without worrying about money.
Our Approach
Aside from our independence тАУ you will generally hear us say that тАШwe do financial planning a little bit differently to most other firms.┬а
The starting point to achieving financial independence has nothing to do with how much money you have, what your investment returns are, or how much your negatively geared property is тАШsavingтАЩ you in tax.┬а
The starting point to great financial advice is all about you.
To deliver the true value of financial advice we need to know what drives you, what you genuinely value – what makes you want to тАШjump out of bed in the morning?тАЩ┬а
To do this, we take the money and тАШthe noiseтАЩ of life away, so we can truly understand you and what makes you happy.┬а┬а
Once we understand this – we then add the money back in, and tailor our advice to build a life plan that addresses you as a person, your aspirations, your desires, and goals. We do this whilst ensuring along the way that you a living a life that makes you happy – as well as financially secure.┬а┬а
Our Beliefs┬а
It is with these intentions that we approach all client relationships:
What clients say
тАЬWhatтАЩs remarkable about Chris is that he makes sure that he understands the things that I value and my goals first, then he provides sound financial advice to help me to achieve those goals. Best of all when I lose sight of my values and goals he reminds me about what we had set out to achieve and helps me work out if that is still what I want.
Every time I sit down with Chris I walk away feeling clearer about what I want to do next with my money – and why itтАЩs a good move to do it. HeтАЩs smart, personable and cares as much about my plans as I do.тАЭ
тАФ Luke Hockley, Owner and Director of Midnight Sky
Book in a call by┬аclicking on this link┬аor check out more about┬аIndependent Wealth Partners
Office
Independent Wealth Partners
L16, 530 Collins St, Melbourne Vic 3000
Contact тАУ┬аChris Haggart┬аor phone 03 8393 9371
Campbell Sorell тАУ Shadforth Financial Group
Campbell is one of the most awarded and experienced advisers in the industry. He is committed to helping successful people achieve all that is important to them by making smarter financial decisions. This provides them with the freedom and confidence to spend more time doing what they love.┬а
He has been recognised in the BarronтАЩs Top Financial Advisers in Australia in 2024, 2023, 2022, 2020, 2018 and 2017.┬аCampbell was separately acknowledged in the 2020, 2018 and 2017 Financial Standard Top 50 most influential advisers in Australia. Campbell has also previously been a finalist in the AFR Smart Investor Masterclass for Financial Planning and short listed in the Financial Planning Association of Australia (FPA) Value of Advice Awards.┬а
Campbell has around thirty years of industry experience and began his financial services career at Coopers & Lybrand chartered accountants (now known as PWC). He joined Shadforth founding member firm Haintz Financial Services as a Senior Financial Adviser in 2003 and was a Director. Campbell is part of ShadforthтАЩs advisory leadership team, their national adviser forum, represents the editorial committee and is on their charity team.
He is a Certified Financial Planner practitioner, the highest accreditation in the profession. Campbell is also FASEA accredited, a SMSF Specialist Adviser, has completed a Bachelor of Business (Accounting) at Monash University and holds a Diploma of Financial Planning from Deakin University.
Campbell is a past Melbourne Chapter Committee member of the FPA and has been a Master of Ceremonies and guest speaker at major industry events/conferences. He is the author of several whitepapers, a regular media contributor and has lectured in financial planning at the University of Melbourne.
His client base includes senior executives, business owners, retirees, high net wealth individuals and not-for-profits. CampbellтАЩs areas of expertise include goals-based investing, intergenerational wealth planning, wealth creation, superannuation planning, cashflow modelling and philanthropic services.
Away from work, Campbell enjoys spending time with family and friends. He also provides pro bono financial services, mentors other advisers and volunteers with his childrenтАЩs sporting teams (typically as a coach or umpire). Campbell is passionate about a number of causes and competes in various fundraising charity events. He also invests time in his health and wellbeing, playing pennant tennis, swimming, cycling and running.┬а
Office
Level 7, 161 Collins Street, Melbourne VIC
Chris Youssef тАУ Wealth Investors
Chris is a Certified Financial Planner (CFP┬о), the pre-eminent representation of professional financial planners around the world. He lives by the Latin aphorism тАЬscientia potentia estтАЭ (knowledge is power) and is one of the highest educated advisers in the industry. He recently completed a Master of Business Administration (MBA) and also holds a Master of Commerce.
Chris commenced his financial services career in 2007 at Goldman Sachs JBWere. He then spent a large portion of his career working in one of the largest financial planning businesses, Shadforth. He subsequently established Wealth Investors Australia.
In 2020, Chris was recognised in the Financial Standards Power50, a list of the 50 most influential financial advisers in the country. They define тАШinfluentialтАЩ as individuals who continue to be instrumental in shaping the future of the financial advice industry.
He joined this profession to help others achieve their personal financial goals and is passionate about developing and maintaining long term relationships with his clients. Chris believes financial planning isnтАЩt solely about investments and strategies. It is about going through the various stages of life with his clients and helping them achieve the things that are important to them and overcome any challenges they may face.
Whilst working in wealth management he has built specialised knowledge in superannuation, retirement strategies, tax planning and portfolio management. He has extensive experience in cashflow modelling and investing. Over the years he has provided advice to hundreds of clients.
Away from work, Chris is a father and loves spending time with his young daughter. He enjoys travelling the world with his family and believes it is extremely important to maintain a healthy and active lifestyle. He also volunteers in charity events via the Juvenile Diabetes Research Foundation (JDRF) to support the research of Australian diabetes.
About Wealth Investors
Wealth Investors┬аutilise an evidence-based┬аinvestment┬аapproach that is backed by decades of empirical research. Unlike most firms where you could end up with a range of advisers with varying levels of experience and qualifications, at Wealth Investors all clients are personally looked after by their director┬аChris Youssef┬аwho is one of the best in the industry.
They are a comprehensive advisory firm that specialise in all aspects of wealth. Their┬аservices┬аinclude cashflow modelling, investment solutions, planning for retirement, intergenerational wealth transfer, tax optimisation, asset protection, estate planning, debt management and personal risk protection.
Utilising a client centric┬аprocess, they start by understanding whatтАЩs important to you and utilise their expertise to provide you with financial advice. Their aim is to be part of your life journey and build a genuine long-term relationship with you and your family.┬аTheir focus is on advice, they arenтАЩt interested in тАЬsellingтАЭ products. They will simplify your financial┬аlife┬аto provide you with peace of mind and allow you to focus on the things that are more important than money.
DonтАЩt take our word for it, have a read of the┬аtestimonials┬аand give them a quick call for a free consultation
Office
Level 9, 477 Collins Street, Melbourne VIC 3000
Phone:┬а(03) 9001 0467
Chris is very flexible and provides both home visits and virtual appointments as required.
Pierce Hanlen тАУ Hewison Private Wealth
Pierce Hanlen is a Partner and Wealth Adviser at Hewison Private Wealth. Pierce is an extremely skilled Wealth Adviser and has considerable experience in investment markets, superannuation, financial management, wealth creation, and all facets of designing bespoke, objective-based financial planning strategies.
Pierce has always felt compelled to think about the future of others and his passion for providing independent, unbiased, financial advice is unmatched. In 2021 Pierce was awarded Young Adviser of the Year at the ifa Excellence Awards, and in 2022 joined the Hewison Private Wealth Investment Committee before being further promoted to Partner in 2023. These achievements are examples of how Pierce has an inside edge on your future, his passion for providing unbiased, independent, financial advice is infectious and his work ethic exemplary.
The Hewison Difference
Over almost four decades Hewison Private Wealth has grown to become one of AustraliaтАЩs most trusted and frequently awarded financial advice and wealth management firms. We design bespoke investment portfolios for every client and manage their affairs as if they were our own. Clients take comfort in our direct investment approach which provides them with ultimate ‘hands-on-the-wheel’ control, flexibility, and discretion. Read more.
Investment Philosophy
Developed over many years in response to trends, opportunities, and many market upheavals, the Hewison investment philosophy has proven successful for our clients over three decades. Initially born out of the 1987 stock market crash, our philosophy is centered around direct investment that provides clients with ultimate control and flexibility. Read more.
Services
We provide sophisticated financial planning, investing, risk, and wealth management services created for your individual circumstances. You’ll experience expertise, care and trust from our team, giving you confidence that your wealth and that of your future generations are protected.
Recent Awards
Most recently four Senior Wealth Advisers featured in The Australian’s 2023 Top 100 Financial Advisers List, for the fourth consecutive year. And in 2020 & 2021 we were awarded Self-Licensed Firm of the Year and Young Adviser of the Year in the ifa Excellence Awards; with an array of finalists named across many other categories.
Office
Level 8, 417 St Kilda Road, Melbourne VIC 3006
03 8548 4800
Josh Wingrove тАУ Pursue Wealth
When you first deal with Josh, it will become apparent that your goals are his main priority. He takes great pride in building and maintaining a long-term relationship with his clients. Josh will love to push you out of your comfort zone to help you achieve what you never thought was possible! HeтАЩs driven by seeing his clients succeed and takes the same approach in his personal life, setting himself short, medium and long-term goals whilst living by his number one rule: Enjoy life!
Josh is a co-founder and Director of the award winning business Pursue Wealth which provides Financial Advice, Mortgage Advice and Accounting services for Go-Getters!
At Pursue Wealth, weтАЩve helped members travel the world, buy their first home (or secure their investment property) and start a family without ever having to worry about their finances.
Our members come from all walks of life – some have started companies, some run successful companies and some just want to prosper in their chosen career and build wealth!
If youтАЩre in the same boat, we can help you on your journey by creating a holistic financial plan that supports your goals. This means we will look at your financial situation including your current and future lifestyle needs and make this happen.
We are experts in:
You can find out more by visiting:┬аhttpss://pursuewealth.com.au/about/
If youтАЩd like to find out more about how I can help you become more financially independent, please contact me on 03 9686 1784 or email at┬а[email protected]
Book in a time to chat with the team here.
Office
Ground Floor, 101 Moray Street, South Melbourne VIC 3205
In Melbourne, the cost of financial advice generally reflects the cityтАЩs competitive professional market and cost of living. A comprehensive financial plan typically ranges between $3,000 and $6,000, while ongoing advice averages $4,000 to $5,000 per year.
Many top-rated Melbourne advisers offer a free first consultation and fixed-fee options, making advice more accessible. Fees depend on your goals, whether you are investing, planning for retirement, or seeking ongoing portfolio management.
Yes. With property prices nearing the million-dollar mark and living costs among the highest in Australia, professional advice can make a real difference. An experienced Melbourne financial adviser can help you optimise your superannuation, manage mortgage debt, and invest wisely in a changing market.
Local advisers also understand the cityтАЩs economic environment, from its strong property sector to its diverse professional population, helping you make confident financial decisions.
ItтАЩs a good idea to speak with a financial planner when youтАЩre making major financial decisions that are common in Melbourne, such as buying or upgrading property, investing in superannuation or shares, or preparing for retirement.
With rising living costs and a competitive property market, early advice can help you plan ahead and avoid financial stress. Many younger professionals in Melbourne are also seeking advice to build savings, start investing, and create long-term wealth.
ThereтАЩs no minimum amount required before seeing a financial planner in Melbourne. Many advisers work with clients earning moderate incomes who want help managing everyday expenses, home loans, or superannuation.
Whether youтАЩre saving for your first property, planning for retirement, or building an investment portfolio, a qualified Melbourne adviser can help you develop a clear, achievable strategy that suits your goals and lifestyle.
Most of the best financial advisers in Melbourne are based in the city centre, with many offices located along Collins Street, the heart of MelbourneтАЩs financial district. Reputable firms are also found in the eastern suburbs, particularly Kew, Hawthorn, Chadstone, and Scoresby.
Virtual appointments are now common, allowing you to work with a top-rated Melbourne financial planner online if an in-person meeting isnтАЩt convenient. The best advisers offer flexible services so you can access expert, licensed advice wherever you are.
Let us help connect you with the
BEST ACCOUNTANT┬аfor your needs