The Best Financial Advisors and Planners in Perth
Let us help you find the best financial planner for your needs
Home | The Best Financial Planners In Perth
With a young, family-oriented population and property values up over 25% in 2024, financial planning is now a key priority for many Perth households. Perth is one of Australia’s fastest-growing cities, attracting families and professionals with its blend of lifestyle, opportunity, and relative affordability. While the local economy has traditionally revolved around mining, recent years have seen a strong shift toward healthcare, education, and professional services.
Whether you’re managing a mortgage, planning for retirement, or navigating volatile mining income or tax issues, expert guidance can make all the difference. National research shows Australians who receive financial advice report higher confidence and stronger retirement outcomes compared to those who don’t seek professional guidance.
Our goal is to help you choose with confidence. We’ve carefully reviewed leading Perth financial advisers based on licensing, expertise, and professional conduct and recommend 10 financial planners in Perth who meet our benchmarks.
Our Selection Standards
✓ Minimum 5 years experience
✓ ASIC licensed and verified
✓ Hold CFP® or equivalent advanced qualifications
✓ Verified client reviews
✓ Clean compliance record
✓ Active professional development
All advisers independently verified through ASIC records. Last review: March 2026.
Financial advice isn’t just for the wealthy. If you’re facing key life decisions or financial uncertainty, professional guidance may help.
Consider Professional Advice If You:
☑ Are 5–10 years from retirement
☑ Hold significant super without a plan
☑ Recently received an inheritance or lump sum
☑ Own a business and need a succession or exit strategy
☑ Earn a high household income and want to reduce tax
☑ Are going through divorce or separation
☑ Want to explore setting up an SMSF
☑ Need advice on aged care or Centrelink strategies
Not sure? Many Perth financial planners offer free first meetings so you can explore whether advice is right for your situation.
| Adviser | Experience | Key Specialisation | Languages |
|---|---|---|---|
| Troy MacMillan | Wealth Management, Investment Strategy, Retirement Planning | English | |
| James Harper | Retirement Planning, Superannuation Strategy, Tax Planning | English | |
| Stevie-Jade Turner | Financial Planning, SMSF Strategy, Wealth Strategy | English | |
| Zacary Leeson | Retirement Planning, Superannuation Strategy, Investment Advice | English | |
| Simon Growden | Wealth Management, Investment Advice, Retirement Planning | English | |
| Philip Davison | Wealth Accumulation, Retirement Planning, Portfolio Management | English | |
| David Baruffi | SMSF Strategy, Wealth Management, Tax Strategy | English | |
| James Baird | Investment Strategy, Ethical Investing, Superannuation Strategy | English | |
| Pippa Elliott | Financial Planning, Retirement Planning, Holistic Advice | English | |
| Nicholas Hart | Superannuation Strategy, UK Pension Transfers, Estate Planning | English |
Advisor Since: 2001 | experience | LinkedIn
Advisor Since: 2017 | experience | LinkedIn
Advisor Since: 2015 | experience | LinkedIn
Advisor Since: 1997 | experience | LinkedIn
Advisor Since: 2004 | experience | LinkedIn
Advisor Since: 1997 | experience | LinkedIn
Advisor Since: 1998 | experience | LinkedIn
Advisor Since: 2008 | experience | LinkedIn
Retiring in Next 5 Years → James Harper, Philip Davison, Pippa Elliott, Simon Growden
Need: retirement income structuring, superannuation transition strategies, portfolio risk adjustment, income sustainability planning
High Net Worth ($2M+) → Troy MacMillan, Simon Growden, David Baruffi
Need: portfolio construction, asset allocation strategy, tax structuring, multi-entity wealth coordination
Want to Establish SMSF → Stevie-Jade Turner, David Baruffi, Nicholas Hart
Need: SMSF establishment, compliance obligations, investment structure selection, contribution strategies
Business Owner → Troy MacMillan, David Baruffi, Simon Growden
Need: cash flow structuring, investment diversification, succession considerations, risk protection strategies
Young Professionals Building Wealth → Stevie-Jade Turner, James Baird
Need: investment contribution strategy, goal-based planning, ethical investment selection, long-term wealth accumulation
Ethical / ESG Investors → James Baird
Need: ESG portfolio construction, responsible investment screening, long-term investment alignment, diversification approach
Government Employees / GESB Members → Nicholas Hart, James Baird
Need: GESB scheme rules, superannuation optimisation, retirement timing decisions, benefit structure understanding
Clients Wanting Education-Focused Advice → Zacary Leeson, David Baruffi
Need: financial literacy support, strategy explanation, decision frameworks, long-term planning understanding
Fees for financial advice vary depending on the scope, complexity, and service model. Perth sits around the middle of the national pricing range.
Comprehensive Financial Plan: $3,000–$5,000
Includes goal setting, super, investments, insurance, retirement projections
Ongoing Advice: $3,000–$4,500 per year
Includes annual reviews, portfolio updates, tax optimisation, ongoing access
Single-Issue Advice: $1,200–$2,500
Covers topics like insurance review, debt strategy, or super consolidation
SMSF Setup: $3,500–$6,000
Includes trust deed, ABN/TFN registration, investment strategy, compliance setup
Hourly Consultation: $300–$550 per hour
For ad hoc advice or short strategy sessions
Some ongoing investment advice fees may be tax deductible. Initial plan fees usually are not. Confirm deductibility with your adviser or accountant.
Most Perth advisers charge $3,000–$5,000 for a full plan, with ongoing fees around $4,000/year. Hourly consultations typically range from $300 to $550. Some firms offer free or low-cost first meetings to help you explore whether advice is right for you. Costs reflect the value of expert strategy across super, investments, retirement, and more.
For many, yes. Especially when navigating property, tax, or retirement planning. Perth households often face variable incomes, rising home values, and complex super choices. A trusted adviser can help clarify your strategy, reduce avoidable costs, and improve long-term financial confidence.
Initial consultations are often free or low cost, but comprehensive financial advice is a paid service. Some Perth advisers offer obligation-free discovery calls to understand your needs. Free general guidance is available at Moneysmart.gov.au, but tailored personal advice must come from a licensed planner.
Start with the ASIC Financial Advisers Register or explore our recommended Perth shortlist. Look for advisers with Certified Financial Planner (CFP®) status or FAAA membership. Check reviews, ask about independence and fees, and compare service fit before choosing.
Your first meeting will usually last 45–60 minutes and cover your goals, income, super, and priorities. It’s a no-obligation opportunity to ask questions, understand the advice process, and decide whether the planner is a good match for your needs.
Many top-rated financial planners are based in West Perth, Subiaco, and the CBD. You’ll also find experienced firms in southern suburbs like Como. Most now offer virtual appointments, making it easy to connect from anywhere in WA.
Most Perth financial advisers offer flexible consultation formats, including online meetings, phone calls, and hybrid service models. This means you can access high-quality financial planning support even if you live in regional WA or prefer not to travel.
Location is less important than finding an adviser with the right expertise and communication style for your situation. With secure online tools and video conferencing, professional advice is more accessible than ever.
1. Browse our shortlist of top-rated Perth financial advisers
2. Book free initial consultations with two or three options
3. Compare advice styles, costs, and services
4. Choose the adviser that fits your needs and values
5. Start your financial plan with expert support
The best adviser for you will understand your goals, communicate clearly, and offer tailored guidance based on your life stage and priorities.
In many cases, the long-term cost of doing nothing exceeds the upfront cost of quality financial advice.
Selection Process: We independently assess advisers against licensing, qualifications, experience, and compliance criteria.
What You Should Do: Review adviser profiles, verify credentials via ASIC, and speak directly with advisers to ensure suitability.
Feedback: If you have concerns or suggestions about a listed adviser, please contact us via our website.
All advisers independently verified through ASIC records. Annual reviews conducted. Last review: March 2026.
Disclaimer: This directory provides general information only and is not financial advice. All advisers listed are independent businesses. We receive listing fees but do not accept referral commissions. Verify credentials independently before proceeding.
Let us help connect you with the
BEST ACCOUNTANT for your needs
