The Best Financial Advisors and Planners in Newcastle
Let us help you find the best financial planner for your needs
Let us find the Best Financial Planner for your Needs and Situation.
NewcastleтАЩs steady population growth, strong job market, and continued lifestyle migration from Sydney have created both opportunity and financial pressure for local households. With a median age of 37, many residents are in peak earning years, focused on managing mortgages, protecting family finances, building superannuation, and preparing for retirement. At the same time, high housing demand, tight rental vacancies, and above-average living costs are adding stress for many families.
In this environment, a reputable Newcastle financial adviser can provide personal advice that helps residents navigate:
With the right guidance, locals can make confident decisions and build long-term financial security.
This page features the 10 best financial planners in Newcastle, each fully licensed under ASIC and compliant with AustraliaтАЩs national education and ethical standards. We assessed advisers on qualifications, experience, independence, transparency, and verified client reviews, with preference given to those holding respected credentials such as CFP┬о certification or FAAA membership.
We also reviewed each adviserтАЩs communication style, fee clarity, and ability to deliver high-quality, conflict-free personal advice across areas like retirement planning, wealth management, and investment strategy.
The result is a trusted shortlist of reputable, experienced financial planners you can confidently choose from to support your financial goals.
Stevie-Jade Turner тАУ Verse Wealth
CERTIFIED FINANCIAL PLANNER
IтАЩm a Financial Adviser at Verse Wealth, a team of multi-award-winning financial advisers.
I love helping people, and from an early age IтАЩve had an affinity for complex maths and enjoyed problem solving. It was this combination that lead me to a career in financial advice in 2009. IтАЩve since spent more than a decade helping clients achieve goals and feel financially secure, as well as coaching many Financial Advisers. IтАЩm passionate about advice that is truly personalised, strategic and I love thinking outside the box to figure out how clients can make sure their money is really serving them.
Qualifications
Our Approach
At Verse, our approach is wildly different to most of the industry. ItтАЩs not just about money – itтАЩs about your entire life. Money is just fuel for living the life you want, which means something different to everyone. To learn more about our Approach, click here.
Our Services
Our advice embraces your whole financial life. Your situation will dictate what combination of services and advice you need to make the most of your resources. To learn more about our Services, click here
Our Clients
We work with professionals, pre-retirees, high achievers and more.┬а They reach out because they might be making good money but not making the most of it, are unsure on the right strategy or uncertain about the future. To learn more about our Clients, click here
What our clients say
тАШGetting financial advice has been one of the best things weтАЩve ever done.тАЩ Olivine. M
тАШVerse have been indispensable helping my family achieve our goals.тАЩ Greg. P
тАШProfessional, personable, responsive and highly knowledgeable.тАЩ Ryan. C
тАШI could not be happier with their professionalism and knowledge.тАЩ James. F
тАШThe Verse team will change your lives forever.тАЩStephen. S┬а
To see more of what our other clients have to say about the experience of working with us, we encourage you to check out our Google reviews.
Recent Awards┬а
If youтАЩd like to have a short, no-pressure chat you can book a call with us, contact us below or visit www.versewealth.com.au
Kerrod Holland тАУ Tenex Wealth
IтАЩm Kerrod Holland, Financial Adviser at Tenex Wealth, a Newcastle based firm dedicated to transforming your financial future. Originally from Singleton, IтАЩve called Newcastle home while building a career in financial advice since 2020 following my professional rugby league career. My passion for economics, problem-solving, and helping people achieve their dreams drives everything I do. Whether IтАЩm crafting tax-efficient strategies or enjoying family life and sports, I believe in finding balance and helping you do the same. At Tenex Wealth, we turn your hard-earned money into lasting financial freedom through personalised, strategic advice.
Qualifications
Our Approach
At Tenex Wealth, we know itтАЩs not just about money itтАЩs about the life you want to live. It sounds like you want financial security, doesnтАЩt it? We take a holistic approach, tailoring strategies to your unique goals, whether thatтАЩs growing your business, retiring with confidence, or turning surplus income into wealth. Our advice isnтАЩt cookie-cutter; itтАЩs crafted to make your money work smarter, so you can live better.
Our Services
We provide comprehensive financial advice, customised to your needs. From tax-efficient strategies for business owners to retirement planning for pre-retirees and high-income earners, we help you maximize your resources. Unsure where to start? It feels overwhelming, we know but we simplify the process to give you clarity and control.
Our Clients
We work with business owners, pre-retirees, retirees, and high-income earners in Newcastle and beyond. Our clients are ambitious whoтАЩve worked hard but want their money to work harder. They often feel uncertain about taxes, retirement, or investments. We help them build wealth, slash taxes, and plan for a secure future. Picture this: retiring on your terms, traveling, or simply enjoying peace of mind.
What Our Clients Say
Check out our Google reviews to see more stories from clients whoтАЩve trusted us to guide their financial journey
Office
Landmark Building C105 215-217 Pacific Highway CHARLESTOWN NSW 2290
Kate McArthur тАУ Rethink Financial Planning
Years in financial services: 15 years
The role in a nutshell:
I advise and support clients from start to finish. I meet with clients to ascertain their needs and goals, then work out how we can best support them, and what coaching or education that we can offer to help them on their journey to achieve their goals.
Why you love working at Rethink Financial Planning:
I love that Rethink Financial Planning is very client-focused, so the client always comes first. WeтАЩre helping the clients and even if we canтАЩt see a financial product we can assist them with, we still want to help them achieve their goals, even if that includes working with other professionals. WeтАЩre very collaborative.
From my personal point of view, Rethink allows me to be able to focus on my career and family – I have three small kids and the team is understanding and family-focused. This can be a rare find.
I love being able to help people. I also love the people I work with, theyтАЩre all knowledgable, professional, and both client and solution-focused. They never give up when helping a client.
Advice you wish everyone knew:
That people shouldnтАЩt be too scared to reach out to a financial planner. Even if you think you have everything under control, it can still be helpful to contact us as there are some areas that a financial planner can help with that do not seem widely known. ItтАЩs not a one-size-fits-all industry.
Best career moment:
I enjoy helping people see the options that they have, which they may not have thought of. One particular highlight was assisting a client with some cash flow solutions that eventually led to them being able to purchase their first home.
What you are passionate about:
I get a kick out of being organised, at home and at work. I love spending time with the family. I enjoy playing netball, entertaining friends, cooking, travelling and showing the kids the world.
Qualifications
Office
2 Dick Street, Newcastle West, NSW 2302
JSA Group тАУ Andrew Shakespeare
Director & Senior Adviser
B Com, GDipAppFin, GDipFinPlanning, CFP, JP
Andrew commenced his financial advice career in 2001 as a Paraplanner and Strategist at JSA Financial Planning Group.
In early 2005 Andrew moved to Sydney to work with MLC where he trained, consulted and guided financial advisers across Australia in the development of financial advice strategies, financial modelling and construction of financial plans (Statements of Advice).┬а┬аDuring this time Andrew also become a senior trainer of the тАШParaplanner AcademyтАЩ тАУ an intensive program designed to train and develop the skills of paraplanners and financial planning strategists from across Australia.
In 2008 Andrew returned to JSA Financial Planning Group to join his father, Jeff Shakespeare in the expansion of the JSA Group where he has been operating as a Senior Financial Adviser and in 2011 became a Director of the company.
тАЬTraditionally people have seen the need for Financial Advice as only suitable for someone with monies to invest and/or needing to protect their personal risks through insurance. But the financial advice we provide is much broader than this; and should be.
Portfolio management and managing someoneтАЩs risks only makes up part of a clientтАЩs overall needs. For instance my clients might also need help managing their day-to-day cash flow, or just want clarity that they have accumulated enough for retirement, or want to know what options they have in funding say a car, or want to know the ins and outs of property investing. In fact to meet a clientтАЩs goals we might find that investing entails paying down existing debt, investing in themselves through further education, investing in their own business and then of course it could be through the more traditional avenues of shares, property, cash and term deposits.
My role is to effectively put myself into the clientтАЩs shoes, guide them on the possible strategies and scenarios that they should consider and do what I can to achieve their goals over time.тАЭ
Given AndrewтАЩs experience in the Financial Planning Industry, he has been asked to speak at AFA National Conferences and was the main platform speaker at the 2009 Matrix Annual Conference, presenting тАШRunning Personal Finances like a Successful BusinessтАЩ.
Qualifications
Awards
Industry memberships
Andrew has also been active in local community workshops helping the public understand how shares and markets operate, teaching apprentices about money and managing their personal finances and being involved in charity raising events.
Andrew is married to Melanie and has a daughter Imogen and a son Aksel.
Personal interests
Office
Level 5 250 Pacific Highway Charlestown NSW 2290
Rhys Higgins тАУ Crest Financial Services
RhysтАЩ position as an adviser allows him the opportunity to assist clients with their goals and improve their financial situation. He has been in the financial industry for over 17 years, and continues to enjoy working with clients through all stages of their lives.
He has achieved CFP┬о (Certified Financial Planner) status, has an ADFP (Advanced Diploma of Financial Planning) and holds specialist accreditation to provide SMSF, shares and gearing advice.
He also holds professional memberships with the Financial Planning Association (FPA) and the Authorised Representatives Association (ARA).
As a father of four young boys, he enjoys spending time with his family and enjoying all that is on offer in the Newcastle region.
Qualifications
Areas of Expertise
Memberships
Office
1/116 Darby St, Cooks Hill NSW 2300
Elliot Watson тАУ Elliot Watson Financial Planning
Elliot Watson is an award winning Certified Financial Planner (CFP) and mortgage broker who has been providing advice to clients since 2007. Elliot enjoys helping his clients to create wealth and minimise financial risk. He is passionate about his work and couldnтАЩt imagine doing anything else.
With years of experience behind him and having now achieved the highest academic qualifications possible Elliot has decided to commence his own boutique financial planning business. ElliotтАЩs vision is to provide unique and personalised services to clients in the Newcastle and Hunter communities.
Elliot Watson Financial Planning Pty Ltd prides itself on strong relationships with its clients, with a focus on open and honest communication.
To ensure his clients receive the best financial advice Elliot has devoted the last seventeen years of his life to academic studies and on the job experience. Elliot is a Certified Financial Planner, which is the highest level of certification that can be reached in his profession and is internationally recognised.
Qualifications
Justice of the Peace
Elliot has been appointed a Justice of the Peace (JP) in the state of NSW.┬а As a JP, Elliot is authorised to exercise the functions conferred by or under the Justices of the Peace Act, the Oaths Act or any other NSW Act as required.
Office
Suite 5, 19 Kenrick St The Junction NSW 2291
Peter Durbin тАУ Oracle Advisory Group
B.Com, DipFS(FP)
Peter is the founder and Managing Director of Oracle Advisory Group. Peter has over 30 years experience in the financial services industry, spending the majority of his career with Morgans Financial where he was a branch manager and provided advice to a large and diverse client base. Peter holds a Bachelor of Commerce from the University of Newcastle.
Office
Level 2, 240-244 Pacific Highway, Charlestown NSW 2290
Daniel Brown тАУ Newcastle Financial Planning Group
With over 21 years of experience in providing financial advice, DanielтАЩs expertise is unparalleled in the industry. He established his first office in Newcastle in February 2016, which evolved into the Coastal Advice Group. Now, with four locations along the east coast of NSW and recent expansion into Adelaide, South Australia, Coastal Advice Group continues to grow.
In 2024, Daniel decided to step back from providing financial advice and committing himself full-time to the Coastal Advice Group Leadership Team.
Under DanielтАЩs leadership, the ever-expanding team and locations are dedicated to creating a personalised client experience. Our team remains aligned with our mission of helping clients achieve financial freedom. Coastal Advice GroupтАЩs culture is driven by our core values: 1) Client First, 2) 100% of the Truth, 100% of the Time, and 3) No Limiting Beliefs.
Having transitioned from day-to-day advisory roles, Daniel now focuses on leading the business as CEO through a sustained growth period. Our client-first approach has led to the investment in our own lending, accounting, and specialist insurance claims services.
Daniel is committed to continuous learning, drawing insights from leading financial advice businesses around the world. This commitment ensures that Coastal Advice Group remains at the forefront of the industry, consistently delivering the best possible outcomes for our clients and team members.
Office
15 Kenrick Street, The Junction, Newcastle, NSW 2291
Financial Adviser / Executive Director
Chris has been an integral part of PKF Wealth for the past 13 years, becoming a shareholder in 2009, a Director in 2018 and most recently Executive Director in 2020.
He is passionate about helping his clients reach their goals and enjoys challenging his clients in their decision-making process. Part of this is assisting clients to truly understand the link between risk and return and how this impacts all investment decisions.
Chris prides himself on honest, transparent advice and working with his clients to ensure they have peace of mind around their financial future.
Recent examples of work include:
Qualifications and memberships:
Office
755 Hunter Street, Newcastle West, NSW 2302
Andrew Frith тАУ Leenane Templeton Wealth Management┬а
BCom, CA, SSA, AFP, SMSF Specialist Advisor, CA Financial Planning Specialist
Andrew Frith is the CEO of The Self-Managed Super Specialists and founding director of Leenane Templeton Chartered Accountants & Business Advisors. Andrew was educated at the University of Newcastle having achieved a Bachelor of Commerce and continued on to become a Chartered Accountant.
Andrew has been a Chartered Accountant for 15 years with 22 years of experience as a practising accountant. He is also, a Chartered Tax Adviser, a SMSF Specialist AdvisorтДв, a Senior Associate of FINSIA, a Financial Planner AFP┬о and Affiliate Member of the Financial Planning Association.
Andrew is highly awarded, achieving the National SMSF Best Practice Award presented by SPAA in 2013, the Financial Planning AssociationтАЩs 2013 Best Practice Award for NSW, and 2012 FPA Best Practice Award for state runner up. Andrew has been named one of AustraliaтАЩs top 50 financial planners in the Financial Review Smart Investor Masterclass for Financial Planners in 2006, 2007 2008 and 2012.
Andrew is recognised as an expert advisor in self-managed superfunds, wealth management, business financial accounting and strategic business advice. He has been a regular financial management media commentator on radio and for professional journals and assists many organisations on a voluntary basis.
Andrew is married to Sarah and is a father of three. Andrew understands the practical importance of financial planning for your family and management of your personal wealth.
Andrew enjoys regular meetings and contact with his clients.
Office
484 Hunter Street, Newcastle NSW 2300, Australia
Financial advice fees in Newcastle generally sit within the national range but vary based on the complexity of your situation. A comprehensive financial plan typically costs between $3,000 and $5,000, while more complex advice involving superannuation strategies, investment portfolios, or retirement modelling may be higher.
Ongoing advice usually ranges from $2,000 to $5,000 per year, or around one per cent of assets managed. Hourly consultations often start at $300. Many Newcastle financial planners offer a free first meeting, giving you the chance to explore your goals and understand costs upfront before committing.
NewcastleтАЩs tight rental market, competitive property prices, and slightly higher cost of living compared with other cities mean many households are feeling more financial pressure. A financial planner can help you manage these challenges by reviewing your cash flow, improving budgeting systems, and creating a plan that balances debt, savings, and investments.
Advisers who understand NewcastleтАЩs housing dynamics and growing professional workforce can also help you plan around mortgage stress, lifestyle expenses, and long-term financial resilience.
Yes. Many locals benefit from the guidance of an experienced financial planner, especially when dealing with mortgages, rising living costs, superannuation, and long-term wealth management. A reputable adviser can help you structure tax-efficient strategies, optimise investment decisions, and avoid costly financial mistakes.
With NewcastleтАЩs strong population growth and increasing financial complexity, professional personal advice often leads to clearer decision-making, greater confidence, and better long-term outcomes.
You can access free general financial guidance through ASICтАЩs Moneysmart website, financial counselling services, and certain super funds that provide limited advice at no cost. These options are helpful for budgeting support and understanding basic financial concepts.
For personalised, regulated financial planning tailored to your goals and full financial situation, you will need a licensed adviser. Many Newcastle financial planners offer a complimentary introductory meeting to help you explore your needs before proceeding.
Financial planners in Newcastle are commonly found in the CBD, Hamilton, Wickham, and Merewether, as well as the major commercial centre of Charlestown. These areas have strong professional services precincts and are convenient for residents across Greater Newcastle.
Many advisers also offer online or hybrid appointments, providing easy access to experienced financial planners no matter where you live in the region.
Let us help connect you with the
BEST ACCOUNTANT┬аfor your needs