The Best Financial Advisors and Planners in Gold Coast
Let us help you find the best financial planner for your needs
Let us find the Best Financial Planner for your Needs and Situation.
The Gold Coast is one of AustraliaтАЩs fastest-growing and most financially diverse regions, drawing both affluent professionals and retirees to its coastal lifestyle. With the median house price now above $1.17 million тАФ second only to Sydney тАФ and rents well above the national average, financial planning has become essential for many Gold Coast residents. The cityтАЩs unique mix of high-net-worth individuals, property-focused investors, and lifestyle-driven sea changers creates strong demand for expert financial advisers who understand the local landscape.
Whether you’re navigating property investment, growing your super, or preparing for retirement, a reputable Gold Coast financial planner can help you make confident, tax-efficient decisions and manage your finances amid rising living costs, debt, and income uncertainty.
To help, weтАЩve developed a recommended shortlist of 10 Gold Coast financial planners who meet AustraliaтАЩs highest professional and ethical standards. Each adviser is fully licensed under ASIC and holds nationally recognised qualifications such as CFP┬о or a Graduate Diploma in Financial Planning.
Our selection process considers experience, transparency, client feedback, and local insight тАФ with a focus on advisers who deliver clear, conflict-free advice tailored to your needs. The result is a trusted group of professionals equipped to help you navigate property, super, retirement, and more with confidence.
Andre Dirckze – Wealth Effect Group (WE.)
I’m a Financial Adviser and the founder of Wealth Effect Group of companies (WE.), a proudly independent financial advice firm. I started WE. because I felt like the industry was broken, and people needed a new kind of financial advice. WE. had a vision to make financial advice about more than money, we operate without commissions and kickbacks, so when we give you advice youтАШll know itтАЩs right for you.
Our Approach
At WE. our approach is truly different to most of the industry. ItтАЩs not just about money тАУ itтАЩs about your entire life. Money is just the тАЬmeansтАЭ for living the life you want, which means something different to everyone.┬аTo learn more about our Approach,┬аClick Here.
Our Services
Our advice incorporates your whole financial life. ThatтАЩs why WE. has experts in all areas of finance. Your unique situation will help us decide what combination of services and advice you need to make the most of your resources. To learn more about our Services, Click Here.
Our Clients
WE. works with professionals & business owners, pre-retirees, high achievers and more.┬а They come to us because they are making great income however feel like they are making the most of it, they are unsure on the right strategy or uncertain about the future.
What our clients say
“As well as providing us with a variety of mortgage options, Andre talked us through various ways in which we could arrange our finances and remain flexible as our family grows. They’ll be our first port of call in our future financial and property decisions that we make.” – C. Falloon
“Finally getting financial advice has been one of the best things weтАЩve ever done.” – J. Perry
“The WE. team have kept us accountable along our journey and made sure we achieved our goals as family.”
“I couldnтАЩt be happier with their knowledge and professionalism.” –┬а Jamie. G
“The WE. team will change your lives forever.” – P. Robinson┬а
IтАЩm also a strong believer in living life to the full and enabling my clients to do the same. If you would like to see how I can help please book a call or visit┬аwealtheffect.com.au.
WE. Group Of Companies┬а
274 Simpsons Rd, Currumbin Waters, QLD 4223
Rachael Glover тАУ True Diamonds Financial
True Diamonds Financial Pty Ltd is a boutique financial advisory firm located in Burleigh Heads, Gold Coast.
About Us
At True Diamonds Financial we take pride in being financial planning professionals and are highly qualified with the skills to meet your ongoing financial planning needs, as well as the expertise to keep abreast of the ever-changing financial landscape. With clear, jargon-free advice, we will guide you through a process designed to help you achieve your financial and lifestyle goals.┬а
We work with you to establish where you are now, what you want to achieve in the future, and what you need to do to turn your financial goals into reality.┬аWith a deep understanding of the opportunities available, you will be well positioned to make informed financial decisions every step of the way.
With over 16 yearsтАЩ experience in the financial planning industry and being a licenced financial adviser since 2013, Rachael has been helping her clients reach their full financial potential through honest, strategic personal advice.┬аShe is committed to providing an outstanding service to her clients through building long term sustainable relationships, and strives to provide her clients with peace of mind throughout their life journey.
Services
We offer in-depth knowledge and advice in the following key areas:
Contact
We welcome you to contact us on 0417 227 132 or at [email protected]┬аfor an obligation-free initial consultation at no cost.
Office┬а
1/37┬аTownship Drive, Burleigh Heads, QLD, 4226
Hugh Robertson тАУ Centaur Financial Services
We are the only firm on the Gold Coast to win the prestigious Association of Financial Advisers Adviser of the Year, as well as Independent Financial Advisers Goals Based Adviser of the Year.
We are here to help you reach your financial and lifestyle goals using smart financial strategies including:
Feel free to call us to have a chat to see if we can help you reach your goals and give you greater confidence for your future and more peace of mind now.
Office
Suite 1103, 203 Robina Town Centre Drive, Robina 4226
Scott Everingham is FinPlanтАЩs Head of Strategic Advice with over 20 yearsтАЩ experience in the financial services industry. Scott was awarded a Professional Excellence Award in 2005 for his excellence in customer service and commitments to values and High Performance award in 2009 for his efforts during the GFC.
Scott is a Certified Financial Planner (CFP┬о) with the FPA┬о and has a Diploma in Financial Planning (Dip FP). Scott passed the FASEA National Exam in 2019 and is currently completing a Graduate Diploma of Financial Planning (GDip FP).
Scott also holds qualifications in Self-Managed Super Funds, ASX Accredited Listed Products (direct shares), Geared Investments and is a Commissioner for Declarations (C.dec).
Scott is a registered Tax (Financial) Adviser with the Tax Practitioners Board and has been a member of the Financial Planning Association of Australia (FPA┬о) since 1999 and is committed to the FPAтАЩs Code of Ethics and Rules of Professional Conduct.
Finplan specialises in investment and retirement planning solutions, provided in a clear and uncomplex manner.
Scott is an Authorised Representative of Libertas Financial Planning Pty Ltd (AFSL 429718).
Office┬а
Suite 2, Level 2, 21 Lake Street, Varsity Lakes, QLD 4227
Daniel Albanes – Liston Newton Advisory
Liston Newton Advisory is a multi award winning financial advisory firm on the Gold Coast. Our team is dedicated to getting the best results for our clients, and constantly improving the way we do things.┬аCollaboration and innovation are at the core of how we approach our work.
Our financial advisory services include:
It all starts with a 90 minute free strategy session. During your strategy session we will give you everything you need to make an immediate impact on your financial situation.
We will generate a detailed report to help you navigate your short and long-term goals.
Amanda Cassar тАУ┬а Wealth Planning Partners
Amanda Cassar is passionate about helping her clients simplify their financial situation.
Knowing that money issues can be one of the top forms of stress, her goal is to help lighten the load for you.
Amanda is an award winning adviser and author, who holds a Master of Financial Planning and specialist accreditations in Self Managed Superannuation Funds and Aged Care advice.
She has been involved in financial services on the Gold Coast since 1992 after graduating from both primary and high school locally.
Wealth Planning Partners and Trusted Aged Care Services are her businesses, run from her offices in Robina.
This is very much a family business, with both AmandaтАЩs adult children involved in the practice.
Contact Amanda for assistance with:
Amanda is also a member of the following organisations:
She has also recently written the course work for the Financial Abuse SpecialistтДвaccreditation with a special interest in this area.
Office┬а
Suite 110, Level 1 Eastside, 232 Robina Town Centre Drive Robina QLD 4226
Ellie Fordham тАУ Verse Wealth
CERTIFIED FINANCIAL PLANNER┬о
IтАЩm a Financial Adviser at Verse Wealth, a team of multi-award winning financial advisers. IтАЩve chosen to align my career with a leader in the profession, who listens to clients, values people over product, and provides truly personalised advice.┬аIn my more than 15 years in advice, IтАЩve been dedicated to my clients, as well as championing causes IтАЩm passionate about including promoting females within a historically male dominated profession, and helping attract young people to financial advice as a career choice.
Qualifications
Our Approach
At Verse, our approach is wildly different to most of the industry. ItтАЩs not just about money тАУ itтАЩs about your entire life. Money is just fuel for living the life you want, which means something different to everyone.┬аTo learn more about our Approach,┬аclick here.
Our Services
Our advice embraces your whole financial life. Your situation will dictate what combination of services and advice you need to make the most of your resources.┬аTo learn more about our Services,┬аclick here.
Our Clients
We work with professionals, pre-retirees, high achievers and more.┬а They reach out because they might be making good money but not making the most of it, are unsure on the right strategy or uncertain about the future.┬аTo learn more about our Clients,┬аclick here.
What our clients say
тАШGetting financial advice has been one of the best things weтАЩve ever done.тАЩ┬аOlivine. M
тАШVerse have been indispensable helping my family achieve our goals.тАЩ┬аGreg. P
тАШProfessional, personable, responsive and highly knowledgeable.тАЩ┬аRyan. C
тАШI could not be happier with their professionalism and knowledge.тАЩ┬аJames. F
тАШThe Verse team will change your lives forever.тАЩ┬аStephen. S┬а
To see more of what our other clients have to say about the experience of working with us, we encourage you to check out our┬аGoogle reviews.
Recent awards
If youтАЩd like to have a short, no-pressure chat you can book a call with us below or visit┬аwww.versewealth.com.au
Aaron Alston тАУ Hudson Financial Planning
Senior Financial Advisor
Aaron Alston is a seasoned Senior Financial Advisor with over 10 years of experience in the financial services industry. Born and raised on the Goldy, Aaron has a knack for keeping it laid back and professional at the same time.
Renowned for his deep expertise in wealth management, investment strategies, and financial planning, Aaron has a proven track record of delivering tailored solutions that help clients achieve their long-term financial goals. His strategic insights and commitment to personalised service have earned him a reputation as a trusted advisor among high-net-worth individuals, families, and institutional clients.
About Hudson
Not aligned with any financial institution, holding their own AFSL license. They are strategy first. Their strategies provide more than investment returns, they provide and plan for the impact of tax and the impact you want to leave as your legacy. They believe in value, тАШno confict of interestтАЩ investing and absolute security.
Aaron’s Experience
Education, Certifications, & Affiliations
Awards & Recognitions
Philanthropy & Community Involvement
Aaron is actively involved in various charitable organisations and community initiatives, focusing on financial literacy and economic empowerment. He frequently volunteers his expertise to non-profit organisations and local educational programs, aiming to enhance financial knowledge and support community development.
Contact
Phone: 1800 804 296
LinkedIn:┬аlinkedin.com/in/aaronalston
Morgan Hayward тАУ Lume Wealth
At Lume Wealth, we specialise in guiding clients through significant life transitions, providing tailored financial advice that empowers you to make informed decisions with confidence. Whether you’re a business owner preparing to sell, a professional planning for the next phase, or navigating personal changes such as retirement, divorce or inheritance, our expertise ensures you’re supported every step of the way.
Our approach is deeply personal and client-centric. We understand that financial matters are more than just numbersтАФitтАЩs about your life, aspirations, and peace of mind. By truly listening and developing strategies tailored to your unique circumstances, we simplify complex financial concepts, making them accessible and actionable. Choosing Lume Wealth means partnering with a team that prioritises your financial well-being, offering clarity and control as you navigate life’s pivotal moments.
See what our clients have to say about working with us in our Google reviews.
Professional Services
Qualifications
Awards
Office
Level 13/50 Cavill Ave, Surfers Paradise QLD 4217
CERTIFIED FINANCIAL PLANNER┬о
IтАЩm Kearsten James, Principal & Financial Adviser at Addi House, a Gold Coast-based boutique firm founded to provide bespoke financial guidance to clients Australia-wide. With over 20 years of experience, IтАЩve built a practice that champions independence, integrity, and hyper-personalised advice. I specialise in simplifying complex financial landscapes, crafting tailored strategies that deliver clarity, confidence, and peace of mind. As a proud member of the Financial Advice Association of Australia (FAAA) and former Director on its board (2019тАУ2023), IтАЩm passionate about advancing financial literacy, mentoring future advisers, and upholding the highest ethical standards in our profession.
Qualifications
About Us
At Addi House, we believe financial planning is about your life, not just your wealth. We deliver independent, unbiased guidance to clients across Australia, free from product ties or commissions. Being fully Independent, our fee-for-service model ensures transparency, with bespoke strategies tailored to your unique goals and values. We commit to long-term partnerships, this ensures lasting success through personalised, evolving plans. We focus on clarity, simplicity, and big-picture thinking, empowering you through education to achieve your goals.
To learn more about us, click HERE.
Our Services
We offer comprehensive, independent advice tailored to your needs, serving clients Australia-wide. Through a detailed investigation of your finances, we create strategic plans customised to your circumstances. Our services include:
To learn more about our Services, click HERE.
Our Clients
We work with Medical Specialists, Professionals and Executives, Retirees, and those navigating wealth transfers from one generation to the next. We help clients optimise their wealth, plan strategically and navigate lifeтАЩs transitions with confidence.
To learn more about our Clients, click HERE.
What our clients say
тАЬKearstenтАЩs advice has been a paradigm shift for our financial position.тАЭ тАУ Stephen W.
тАЬAddi HouseтАЩs care and discretion have blown me away.тАЭ тАУ Libby F.
тАЬKearsten simplifies complex finances with thorough, caring guidance.тАЭ тАУ Anne
тАЬAddi HouseтАЩs independent advice gives us confidence in our future.тАЭ тАУ Amy N.
тАЬKearsten communicates complex matters clearly and faultlessly.тАЭ тАУ Stephen H.
To see more 5 Star Google reviews for Addi House, check out our Google Reviews
Recent awards
For a no obligation, free chat, you can book a call HERE or visit our website HERE.
Office
Level 15, Corporate Centre One, 2 Corporate Crt, Bundall QLD 4217
Gold Coast financial planners usually charge between $3,000 and $5,000 for an initial comprehensive plan, with ongoing advice ranging from $3,000 to $4,000 per year. Hourly rates typically sit between $300 and $550. While fees are similar to those in other major cities, some local firms offer fixed-fee packages tailored to retirement, SMSFs, or property investment. Many also offer a free first meeting to outline services and costs upfront.
Yes. Many experienced financial planners on the Gold Coast work with clients who have between $300,000 and $1 million in investable assets. With $500,000, an adviser can help you optimise superannuation, manage investments, and build a tax-effective strategy for long-term growth or retirement. You donтАЩt need to be ultra-wealthy to benefit from expert financial advice.
All financial advisers must be licensed by ASIC and operate under an Australian Financial Services Licence (AFSL). Look for professionals with respected credentials such as the Certified Financial Planner (CFP┬о) designation or a Graduate Diploma in Financial Planning. Many Gold Coast advisers are also members of the Financial Advice Association Australia (FAAA), demonstrating a strong commitment to ethical, high-quality advice.
Yes. While financial planners donтАЩt act as real estate agents, they can provide strategic guidance on how property fits into your broader financial plan. This includes advice on loan structuring, tax considerations, using equity, or investing through super. On the property-focused Gold Coast, many advisers are well-versed in tailoring investment strategies around the local housing market.
The majority of the best financial planners on the Gold Coast are based in the southern suburbs of Varsity Lakes, Robina, Mermaid Beach, and Palm Beach. YouтАЩll also find experienced advisers in Surfers Paradise, Sanctuary Cove, Isle of Capri, and Runaway Bay.
Virtual appointments are increasingly common, so even if your preferred adviser isnтАЩt nearby, you can still access expert guidance from anywhere across the region.
Let us help connect you with the
BEST ACCOUNTANT┬аfor your needs